TERMS & CONDITIONS

Full Terms and Conditions Master Your Mission

Last Updated on June 14, 2024

THIS WEBSITE IS OPERATED BY VISUAL ARTS MARKETING CORPORATION(“COMPANY),” "WE," “US,” OR "OUR"), THROUGH OUR WEBSITE BRANDU ACADEMY("WEBSITE"), OFFERS [PRODUCTS & COACHING SERVICE AND FROM TIME TO TIME MAY OFFER OTHER PRODUCTS OR SERVICES, FOR SALE. COMPANY OFFERS PRODUCTS AND SERVICES FOR SALE SUBJECT TO THESE TERMS AND CONDITIONS OF USE (THE "TERMS"), WHICH MAY BE UPDATED BY US FROM TIME TO TIME.

THIS TERMS OF SERVICE IS FOR A GOODS PURCHASE FOR BRANDU ACADEMY COURSE: MASTER YOUR MISSION.

DISCLAIMER OF WARRANTIES WITH RESPECT TO USE OF WEBSITE AND PRODUCTS AND SERVICES

THE WEBSITE AND ALL PRODUCTS AND SERVICES FEATURED ON IT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. EXCEPT AS SPECIFICALLY PROVIDED HEREIN, TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

WHILE THE COMPANY USES REASONABLE EFFORTS TO INCLUDE ACCURATE AND UP TO DATE INFORMATION ON THE WEBSITE, THE COMPANY DOES NOT MAKE ANY WARRANTY THAT THE WEBSITE WILL MEET YOUR REQUIREMENTS, OR THAT ACCESS TO THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE, OR THAT DEFECTS, IF ANY, WILL BE CORRECTED. THE COMPANY MAKES NO WARRANTIES AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE WEBSITE OR THE PRODUCTS AND SERVICES FEATURED THEREON, OR AS TO THE ACCURACY, QUALITY, OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH THE WEBSITE.

YOU UNDERSTAND AND AGREE THAT ANY MATERIAL AND/OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE WEBSITE IS USED AT YOUR OWN RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL AND/OR DATA.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THE COMPANY OR THROUGH THE WEBSITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.

BY USING THE SITE, YOU AGREE TO BE BOUND BY THESE TERMS OF SERVICE AND TO USE THE SITE IN ACCORDANCE WITH THESE TERMS OF SERVICE, OUR PRIVACY POLICY AND ANY ADDITIONAL TERMS AND CONDITIONS THAT MAY APPLY TO SPECIFIC SECTIONS OF THE SITE OR TO PRODUCTS AND SERVICES AVAILABLE THROUGH THE SITE OR FROM VISUAL ARTS MARKETING CORPORATIN ACCESSING THE SITE, IN ANY MANNER, WHETHER AUTOMATED OR OTHERWISE, CONSTITUTES USE OF THE SITE AND YOUR AGREEMENT TO BE BOUND BY THESE TERMS OF SERVICE.

WE RESERVE THE RIGHT TO CHANGE THESE TERMS OF SERVICE OR TO IMPOSE NEW CONDITIONS ON USE OF THE SITE, FROM TIME TO TIME, IN WHICH CASE WE WILL POST THE REVISED TERMS OF SERVICE ON THIS WEBSITE. BY CONTINUING TO USE THE SITE AFTER WE POST ANY SUCH CHANGES, YOU ACCEPT THE TERMS OF SERVICE, AS MODIFIED.

INTELLECTUAL PROPERTY RIGHTS

OUR LIMITED LICENSE TO YOU. THIS SITE AND ALL THE MATERIALS AVAILABLE ON THE SITE ARE THE PROPERTY OF US AND/OR OUR AFFILIATES OR LICENSORS, AND ARE PROTECTED BY COPYRIGHT, TRADEMARK, AND OTHER INTELLECTUAL PROPERTY LAWS. THE SITE IS PROVIDED SOLELY FOR YOUR PERSONAL NONCOMMERCIAL USE. YOU MAY NOT USE THE SITE OR THE MATERIALS AVAILABLE ON THE SITE IN A MANNER THAT CONSTITUTES AN INFRINGEMENT OF OUR RIGHTS OR THAT HAS NOT BEEN AUTHORIZED BY US. MORE SPECIFICALLY, UNLESS EXPLICITLY AUTHORIZED IN THESE TERMS OF SERVICE OR BY THE OWNER OF THE MATERIALS, YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, TRANSLATE, SELL, CREATE DERIVATIVE WORKS, EXPLOIT, OR DISTRIBUTE IN ANY MANNER OR MEDIUM (INCLUDING BY EMAIL OR OTHER ELECTRONIC MEANS) ANY MATERIAL FROM THE SITE. YOU MAY, HOWEVER, FROM TIME TO TIME, DOWNLOAD AND/OR PRINT ONE COPY OF INDIVIDUAL PAGES OF THE SITE FOR YOUR PERSONAL, NON-COMMERCIAL USE, PROVIDED THAT YOU KEEP INTACT ALL COPYRIGHT AND OTHER PROPRIETARY NOTICES.

YOUR LICENSE TO US

BY POSTING OR SUBMITTING ANY MATERIAL (INCLUDING, WITHOUT LIMITATION, COMMENTS, BLOG ENTRIES, FACEBOOK POSTINGS, PHOTOS AND VIDEOS) TO US VIA THE SITE, INTERNET GROUPS, SOCIAL MEDIA VENUES, OR TO ANY OF OUR STAFF VIA EMAIL, TEXT OR OTHERWISE, YOU ARE REPRESENTING: (I) THAT YOU ARE THE OWNER OF THE MATERIAL, OR ARE MAKING YOUR POSTING OR SUBMISSION WITH THE EXPRESS CONSENT OF THE OWNER OF THE MATERIAL; AND (II) THAT YOU ARE THIRTEEN YEARS OF AGE OR OLDER. IN ADDITION, WHEN YOU SUBMIT, EMAIL, TEXT OR DELIVER OR POST ANY MATERIAL, YOU ARE GRANTING US, AND ANYONE AUTHORIZED BY US, A ROYALTY-FREE, PERPETUAL, IRREVOCABLE, NON-EXCLUSIVE, UNRESTRICTED, WORLDWIDE LICENSE TO USE, COPY, MODIFY, TRANSMIT, SELL, EXPLOIT, CREATE DERIVATIVE WORKS FROM, DISTRIBUTE, AND/OR PUBLICLY PERFORM OR DISPLAY SUCH MATERIAL, IN WHOLE OR IN PART, IN ANY MANNER OR MEDIUM, NOW KNOWN OR HEREAFTER DEVELOPED, FOR ANY PURPOSE. THE FOREGOING GRANT SHALL INCLUDE THE RIGHT TO EXPLOIT ANY PROPRIETARY RIGHTS IN SUCH POSTING OR SUBMISSION, INCLUDING, BUT NOT LIMITED TO, RIGHTS UNDER COPYRIGHT, TRADEMARK, SERVICE MARK OR PATENT LAWS UNDER ANY RELEVANT JURISDICTION.

ALSO, IN CONNECTION WITH THE EXERCISE OF SUCH RIGHTS, YOU GRANT US, AND ANYONE AUTHORIZED BY US, THE RIGHT TO IDENTIFY YOU AS THE AUTHOR OF ANY OF YOUR POSTINGS OR SUBMISSIONS BY NAME, EMAIL ADDRESS OR SCREEN NAME, AS WE DEEM APPROPRIATE.

YOU ACKNOWLEDGE AND AGREE THAT ANY CONTRIBUTIONS ORIGINALLY CREATED BY YOU FOR US SHALL BE DEEMED A “WORK MADE FOR HIRE” WHEN THE WORK PERFORMED IS WITHIN THE SCOPE OF THE DEFINITION OF A WORK MADE FOR HIRE IN SECTION 101 OF THE UNITED STATES COPYRIGHT LAW, AS AMENDED. AS SUCH, THE COPYRIGHTS IN THOSE WORKS SHALL BELONG TO VISUAL ARTS MARKETING CORPORATIONFROM THEIR CREATION. THUS, VISUAL ARTS MARKETING CORPORATIONSHALL BE DEEMED THE AUTHOR AND EXCLUSIVE OWNER THEREOF AND SHALL HAVE THE RIGHT TO EXPLOIT ANY OR ALL OF THE RESULTS AND PROCEEDS IN ANY AND ALL MEDIA, NOW KNOWN OR HEREAFTER DEVISED, THROUGHOUT THE UNIVERSE, IN PERPETUITY, IN ALL LANGUAGES, AS VISUAL ARTS MARKETING CORPORATIONDETERMINES.

IN THE EVENT THAT ANY OF THE RESULTS AND PROCEEDS OF YOUR SUBMISSIONS HEREUNDER ARE NOT DEEMED A “WORK MADE FOR HIRE” UNDER SECTION 101 OF THE COPYRIGHT ACT, AS AMENDED, YOU HEREBY, WITHOUT ADDITIONAL COMPENSATION, IRREVOCABLY ASSIGN, CONVEY AND TRANSFER TO VISUAL ARTS MARKETING CORPORATIONALL PROPRIETARY RIGHTS, INCLUDING WITHOUT LIMITATION, ALL COPYRIGHTS AND TRADEMARKS THROUGHOUT THE UNIVERSE, IN PERPETUITY IN EVERY MEDIUM, WHETHER NOW KNOWN OR HEREAFTER DEVISED, TO SUCH MATERIAL AND ANY AND ALL RIGHT, TITLE AND INTEREST IN AND TO ALL SUCH PROPRIETARY RIGHTS IN EVERY MEDIUM, WHETHER NOW KNOWN OR HEREAFTER DEVISED, THROUGHOUT THE UNIVERSE, IN PERPETUITY. ANY POSTED MATERIAL WHICH ARE REPRODUCTIONS OF PRIOR WORKS BY YOU SHALL BE CO-OWNED BY US.

YOU ACKNOWLEDGE THAT VISUAL ARTS MARKETING CORPORATIONHAS THE RIGHT BUT NOT THE OBLIGATION TO USE AND DISPLAY ANY POSTINGS OR CONTRIBUTIONS OF ANY KIND AND THAT VISUAL ARTS MARKETING CORPORATIONMAY ELECT TO CEASE THE USE AND DISPLAY OF ANY SUCH MATERIALS (OR ANY PORTION THEREOF), AT ANY TIME FOR ANY REASON WHATSOEVER.

LIMITATIONS ON LINKING AND FRAMING

YOU MAY ESTABLISH A HYPERTEXT LINK TO THE SITE SO LONG AS THE LINK DOES NOT STATE OR IMPLY ANY SPONSORSHIP OF YOUR SITE BY US OR BY THE SITE. HOWEVER, YOU MAY NOT, WITHOUT OUR PRIOR WRITTEN PERMISSION, FRAME OR INLINE LINK ANY OF THE CONTENT OF THE SITE, OR INCORPORATE INTO ANOTHER WEBSITE OR OTHER SERVICE ANY OF OUR MATERIAL, CONTENT OR INTELLECTUAL PROPERTY.

DISCLAIMERS

THROUGHOUT THE SITE, WE MAY PROVIDE LINKS AND POINTERS TO INTERNET SITES MAINTAINED BY THIRD PARTIES. OUR LINKING TO SUCH THIRD-PARTY SITES DOES NOT IMPLY AN ENDORSEMENT OR SPONSORSHIP OF SUCH SITES, OR THE INFORMATION, PRODUCTS OR SERVICES OFFERED ON OR THROUGH THE SITES. IN ADDITION, NEITHER WE NOR AFFILIATES OPERATE OR CONTROL IN ANY RESPECT ANY INFORMATION, PRODUCTS OR SERVICES THAT THIRD PARTIES MAY PROVIDE ON OR THROUGH THE SITE OR ON WEBSITES LINKED TO BY US ON THE SITE.

IF APPLICABLE, ANY OPINIONS, ADVICE, STATEMENTS, SERVICES, OFFERS, OR OTHER INFORMATION OR CONTENT EXPRESSED OR MADE AVAILABLE BY THIRD PARTIES, INCLUDING INFORMATION PROVIDERS, ARE THOSE OF THE RESPECTIVE AUTHORS OR DISTRIBUTORS, AND NOT VISUAL ARTS MARKETING CORPORATIN NEITHER VISUAL ARTS MARKETING CORPORATIONNOR ANY THIRD-PARTY PROVIDER OF INFORMATION GUARANTEES THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY CONTENT. FURTHERMORE, VISUAL ARTS MARKETING CORPORATIONNEITHER ENDORSES NOR IS RESPONSIBLE FOR THE ACCURACY AND RELIABILITY OF ANY OPINION, ADVICE, OR STATEMENT MADE ON ANY OF THE SITES BY ANYONE OTHER THAN AN AUTHORIZED VISUAL ARTS MARKETING CORPORATIONREPRESENTATIVE WHILE ACTING IN HIS/HER OFFICIAL CAPACITY.

THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH THE SITE AND BY VISUAL ARTS MARKETING CORPORATIONAND ANY THIRD-PARTY SITES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE SITE OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THIS SITE, INCLUDING BULLETIN BOARDS, OR THE SERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE SITE OR MATERIALS ON THIS SITE OR ON THIRD-PARTY SITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE.

YOU AGREE AT ALL TIMES TO DEFEND, INDEMNIFY AND HOLD HARMLESS VISUAL ARTS MARKETING CORPORATIONITS AFFILIATES, THEIR SUCCESSORS, TRANSFEREES, ASSIGNEES AND LICENSEES AND THEIR RESPECTIVE PARENT AND SUBSIDIARY COMPANIES, AGENTS, ASSOCIATES, OFFICERS, DIRECTORS, SHAREHOLDERS AND EMPLOYEES OF EACH FROM AND AGAINST ANY AND ALL CLAIMS, CAUSES OF ACTION, DAMAGES, LIABILITIES, COSTS AND EXPENSES, INCLUDING LEGAL FEES AND EXPENSES, ARISING OUT OF OR RELATED TO YOUR BREACH OF ANY OBLIGATION, WARRANTY, REPRESENTATION OR COVENANT SET FORTH HEREIN.

ONLINE COMMERCE

CERTAIN SECTIONS OF THE SITE MAY ALLOW YOU TO PURCHASE MANY DIFFERENT TYPES OF PRODUCTS AND SERVICES ONLINE THAT ARE PROVIDED BY THIRD PARTIES. WE ARE NOT RESPONSIBLE FOR THE QUALITY, ACCURACY, TIMELINESS, RELIABILITY OR ANY OTHER ASPECT OF THESE PRODUCTS AND SERVICES. IF YOU MAKE A PURCHASE FROM A MERCHANT ON THE SITE OR ON A SITE LINKED TO BY THE SITE, THE INFORMATION OBTAINED DURING YOUR VISIT TO THAT MERCHANT’S ONLINE STORE OR SITE, AND THE INFORMATION THAT YOU GIVE AS PART OF THE TRANSACTION, SUCH AS YOUR CREDIT CARD NUMBER AND CONTACT INFORMATION, MAY BE COLLECTED BY BOTH THE MERCHANT AND US. A MERCHANT MAY HAVE PRIVACY AND DATA COLLECTION PRACTICES THAT ARE DIFFERENT FROM OURS. WE HAVE NO RESPONSIBILITY OR LIABILITY FOR THESE INDEPENDENT POLICIES. IN ADDITION, WHEN YOU PURCHASE PRODUCTS OR SERVICES ON OR THROUGH THE SITE, YOU MAY BE SUBJECT TO ADDITIONAL TERMS AND CONDITIONS THAT SPECIFICALLY APPLY TO YOUR PURCHASE OR USE OF SUCH PRODUCTS OR SERVICES. FOR MORE INFORMATION REGARDING A MERCHANT, ITS ONLINE STORE, ITS PRIVACY POLICIES, AND/OR ANY ADDITIONAL TERMS AND CONDITIONS THAT MAY APPLY, VISIT THAT MERCHANT’S WEBSITE AND CLICK ON ITS INFORMATION LINKS OR CONTACT THE MERCHANT DIRECTLY. YOU RELEASE US AND OUR AFFILIATES FROM ANY DAMAGES THAT YOU INCUR, AND AGREE NOT TO ASSERT ANY CLAIMS AGAINST US OR THEM, ARISING FROM YOUR PURCHASE OR USE OF ANY PRODUCTS OR SERVICES MADE AVAILABLE BY THIRD PARTIES THROUGH THE SITE.

YOUR PARTICIPATION, CORRESPONDENCE OR BUSINESS DEALINGS WITH ANY THIRD PARTY FOUND ON OR THROUGH OUR SITE, REGARDING PAYMENT AND DELIVERY OF SPECIFIC GOODS AND SERVICES, AND ANY OTHER TERMS, CONDITIONS, REPRESENTATIONS OR WARRANTIES ASSOCIATED WITH SUCH DEALINGS, ARE SOLELY BETWEEN YOU AND SUCH THIRD PARTY. YOU AGREE THAT VISUAL ARTS MARKETING CORPORATIONSHALL NOT BE RESPONSIBLE OR LIABLE FOR ANY LOSS, DAMAGE, OR OTHER MATTERS OF ANY SORT INCURRED AS THE RESULT OF SUCH DEALINGS.

YOU AGREE TO BE FINANCIALLY RESPONSIBLE FOR ALL PURCHASES MADE BY YOU OR SOMEONE ACTING ON YOUR BEHALF THROUGH THE SITE. YOU AGREE TO USE THE SITE AND TO PURCHASE SERVICES OR PRODUCTS THROUGH THE SITE FOR LEGITIMATE, NON-COMMERCIAL PURPOSES ONLY. YOU ALSO AGREE NOT TO MAKE ANY PURCHASES FOR SPECULATIVE, FALSE OR FRAUDULENT PURPOSES OR FOR THE PURPOSE OF ANTICIPATING DEMAND FOR A PARTICULAR PRODUCT OR SERVICE. YOU AGREE TO ONLY PURCHASE GOODS OR SERVICES FOR YOURSELF OR FOR ANOTHER PERSON FOR WHOM YOU ARE LEGALLY PERMITTED TO DO SO. WHEN MAKING A PURCHASE FOR A THIRD PARTY THAT REQUIRES YOU TO SUBMIT THE THIRD PARTY’S PERSONAL INFORMATION TO US OR A MERCHANT, YOU REPRESENT THAT YOU HAVE OBTAINED THE EXPRESS CONSENT OF SUCH THIRD PARTY TO PROVIDE SUCH THIRD PARTY’S PERSONAL INFORMATION.

UNAUTHORIZED DISTRIBUTION

YOUR PURCHASE IS FOR PERSONAL USE ONLY. SHARING OR RESALE OF PURCHASES IS NOT PERMITTED AND WILL BE CONSIDERED UNAUTHORIZED, AN INFRINGING USE OF OUR COPYRIGHTED MATERIAL, AND MAY SUBJECT VIOLATORS TO LIABILITY AND/OR TERMINATION OF SITE ACCESS.

IF PAYMENT FOR A COURSE IS DECLINED, OUR SYSTEM WILL AUTOMATICALLY DISABLE ACCESS TO OUR PREMIUM MATERIALS. (WE UNDERSTAND. THIS USUALLY HAPPENS BECAUSE A CREDIT CARD EXPIRES.) WE WANT TO HELP RESTORE YOUR ACCESS, SO WE’LL MAKE EVERY ATTEMPT TO CONTACT YOU TO HELP RESOLVE THIS ISSUE. ONCE THE BILLING ISSUE IS RESOLVED, WE’LL RESTORE ACCESS.

INTERACTIVE FEATURES

THIS SITE MAY INCLUDE A VARIETY OF FEATURES, SUCH AS BULLETIN BOARDS, WEB LOGS, CHAT ROOMS, AND EMAIL SERVICES, WHICH ALLOW FEEDBACK TO US AND REAL-TIME INTERACTION BETWEEN USERS, AND OTHER FEATURES WHICH ALLOW USERS TO COMMUNICATE WITH OTHERS. RESPONSIBILITY FOR WHAT IS POSTED ON BULLETIN BOARDS, WEB LOGS, CHAT ROOMS, AND OTHER PUBLIC POSTING AREAS ON THE SITE, OR SENT VIA ANY EMAIL SERVICES ON THE SITE, LIES WITH EACH USER – YOU ALONE ARE RESPONSIBLE FOR THE MATERIAL YOU POST OR SEND. WE DO NOT CONTROL THE MESSAGES, INFORMATION OR FILES THAT YOU OR OTHERS MAY PROVIDE THROUGH THE SITE. IT IS A CONDITION OF YOUR USE OF THE SITE THAT YOU DO NOT:

1. RESTRICT OR INHIBIT ANY OTHER USER FROM USING AND ENJOYING THE SITE.

2. USE THE SITE TO IMPERSONATE ANY PERSON OR ENTITY, OR FALSELY STATE OR OTHERWISE MISREPRESENT YOUR AFFILIATION WITH A PERSON OR ENTITY.

3. INTERFERE WITH OR DISRUPT ANY SERVERS OR NETWORKS USED TO PROVIDE THE SITE OR ITS FEATURES, OR DISOBEY ANY REQUIREMENTS, PROCEDURES, POLICIES OR REGULATIONS OF THE NETWORKS WE USE TO PROVIDE THE SITE.

4. USE THE SITE TO INSTIGATE OR ENCOURAGE OTHERS TO COMMIT ILLEGAL ACTIVITIES OR CAUSE INJURY OR PROPERTY DAMAGE TO ANY PERSON.

5. GAIN UNAUTHORIZED ACCESS TO THE SITE, OR ANY ACCOUNT, COMPUTER SYSTEM, OR NETWORK CONNECTED TO THIS SITE, BY MEANS SUCH AS HACKING, PASSWORD MINING OR OTHER ILLICIT MEANS.

6. OBTAIN OR ATTEMPT TO OBTAIN ANY MATERIALS OR INFORMATION THROUGH ANY MEANS NOT INTENTIONALLY MADE AVAILABLE THROUGH THIS SITE.

7. USE THE SITE TO POST OR TRANSMIT ANY UNLAWFUL, THREATENING, ABUSIVE, LIBELOUS, DEFAMATORY, OBSCENE, VULGAR, PORNOGRAPHIC, PROFANE OR INDECENT INFORMATION OF ANY KIND, INCLUDING WITHOUT LIMITATION ANY TRANSMISSIONS CONSTITUTING OR ENCOURAGING CONDUCT THAT WOULD CONSTITUTE A CRIMINAL OFFENSE, GIVE RISE TO CIVIL LIABILITY OR OTHERWISE VIOLATE ANY LOCAL, STATE, NATIONAL OR INTERNATIONAL LAW.

8. USE THE SITE TO POST OR TRANSMIT ANY INFORMATION, SOFTWARE OR OTHER MATERIAL THAT VIOLATES OR INFRINGES UPON THE RIGHTS OF OTHERS, INCLUDING MATERIAL THAT IS AN INVASION OF PRIVACY OR PUBLICITY RIGHTS OR THAT IS PROTECTED BY COPYRIGHT, TRADEMARK OR OTHER PROPRIETARY RIGHT, OR DERIVATIVE WORKS WITH RESPECT THERETO, WITHOUT FIRST OBTAINING PERMISSION FROM THE OWNER OR RIGHTS HOLDER.

9. USE THE SITE TO POST OR TRANSMIT ANY INFORMATION, SOFTWARE OR OTHER MATERIAL THAT CONTAINS A VIRUS OR OTHER HARMFUL COMPONENT.

10. USE THE SITE TO POST, TRANSMIT OR IN ANY WAY EXPLOIT ANY INFORMATION, SOFTWARE OR OTHER MATERIAL FOR COMMERCIAL PURPOSES, OR THAT CONTAINS ADVERTISING.

11. USE THE SITE TO ADVERTISE OR SOLICIT TO ANYONE TO BUY OR SELL PRODUCTS OR SERVICES, OR TO MAKE DONATIONS OF ANY KIND, WITHOUT OUR EXPRESS WRITTEN APPROVAL.

12. GATHER FOR MARKETING PURPOSES ANY EMAIL ADDRESSES OR OTHER PERSONAL INFORMATION THAT HAS BEEN POSTED BY OTHER USERS OF THE SITE.

VISUAL ARTS MARKETING CORPORATIONMAY HOST MESSAGE BOARDS, CHATS AND OTHER PUBLIC FORUMS ON ITS SITES. ANY USER FAILING TO COMPLY WITH THE TERMS AND CONDITIONS OF THIS AGREEMENT MAY BE EXPELLED FROM AND REFUSED CONTINUED ACCESS TO, THE MESSAGE BOARDS, CHATS OR OTHER PUBLIC FORUMS IN THE FUTURE. VISUAL ARTS MARKETING CORPORATIONOR ITS DESIGNATED AGENTS MAY REMOVE OR ALTER ANY USER-CREATED CONTENT AT ANY TIME FOR ANY REASON. MESSAGE BOARDS, CHATS AND OTHER PUBLIC FORUMS ARE INTENDED TO SERVE AS DISCUSSION CENTERS FOR USERS AND SUBSCRIBERS.

INFORMATION AND CONTENT POSTED WITHIN THESE PUBLIC FORUMS MAY BE PROVIDED BY VISUAL ARTS MARKETING CORPORATIONSTAFF, VISUAL ARS MARKETING CORP.INC'S OUTSIDE CONTRIBUTORS, OR BY USERS NOT CONNECTED WITH VISUAL ARS MARKETING CORP.INC, SOME OF WHOM MAY EMPLOY ANONYMOUS USERNAMES.

VISUAL ARTS MARKETING CORPORATIONEXPRESSLY DISCLAIMS ALL RESPONSIBILITY AND ENDORSEMENT AND MAKES NO REPRESENTATION AS TO THE VALIDITY OF ANY OPINION, ADVICE, INFORMATION OR STATEMENT MADE OR DISPLAYED IN THESE FORUMS BY THIRD PARTIES, NOR ARE WE RESPONSIBLE FOR ANY ERRORS OR OMISSIONS IN SUCH POSTINGS, OR FOR HYPERLINKS EMBEDDED IN ANY MESSAGES. UNDER NO CIRCUMSTANCES WILL WE, OUR AFFILIATES, SUPPLIERS OR AGENTS BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY YOUR RELIANCE ON INFORMATION OBTAINED THROUGH THESE FORUMS. THE OPINIONS EXPRESSED IN THESE FORUMS ARE SOLELY THE OPINIONS OF THE PARTICIPANTS, AND DO NOT REFLECT THE OPINIONS OF VISUAL ARTS MARKETING CORPORATIONOR ANY OF ITS SUBSIDIARIES OR AFFILIATES.

VISUAL ARTS MARKETING CORPORATION HAS NO OBLIGATION WHATSOEVER TO MONITOR ANY OF THE CONTENT OR POSTINGS ON THE MESSAGE BOARDS, CHAT ROOMS OR OTHER PUBLIC FORUMS ON THE SITES. HOWEVER, YOU ACKNOWLEDGE AND AGREE THAT WE HAVE THE ABSOLUTE RIGHT TO MONITOR THE SAME AT OUR SOLE DISCRETION. IN ADDITION, WE RESERVE THE RIGHT TO ALTER, EDIT, REFUSE TO POST OR REMOVE ANY POSTINGS OR CONTENT, IN WHOLE OR IN PART, FOR ANY REASON AND TO DISCLOSE SUCH MATERIALS AND THE CIRCUMSTANCES SURROUNDING THEIR TRANSMISSION TO ANY THIRD PARTY IN ORDER TO SATISFY ANY APPLICABLE LAW, REGULATION, LEGAL PROCESS OR GOVERNMENTAL REQUEST AND TO PROTECT OURSELVES, OUR CLIENTS, SPONSORS, USERS AND VISITORS.

WE OCCASIONALLY INCLUDE ACCESS TO AN ONLINE COMMUNITY AS PART OF OUR PROGRAMS. WE WANT EVERY SINGLE MEMBER TO ADD VALUE TO THE GROUP. OUR GOAL IS TO MAKE YOUR COMMUNITY THE MOST VALUABLE COMMUNITY YOU’RE A MEMBER OF. THEREFORE, WE RESERVE THE RIGHT TO REMOVE ANYONE AT ANY TIME. WE RARELY DO THIS, BUT WE WANT TO LET YOU KNOW HOW SERIOUSLY WE TAKE OUR COMMUNITIES.

REGISTRATION

TO ACCESS CERTAIN FEATURES OF THE SITE, WE MAY ASK YOU TO PROVIDE CERTAIN DEMOGRAPHIC INFORMATION INCLUDING YOUR GENDER, YEAR OF BIRTH, ZIP CODE AND COUNTRY. IN ADDITION, IF YOU ELECT TO SIGN-UP FOR A PARTICULAR FEATURE OF THE SITE, SUCH AS CHAT ROOMS, WEB LOGS, OR BULLETIN BOARDS, YOU MAY ALSO BE ASKED TO REGISTER WITH US ON THE FORM PROVIDED AND SUCH REGISTRATION MAY REQUIRE YOU TO PROVIDE PERSONALLY IDENTIFIABLE INFORMATION SUCH AS YOUR NAME AND EMAIL ADDRESS. YOU AGREE TO PROVIDE TRUE, ACCURATE, CURRENT AND COMPLETE INFORMATION ABOUT YOURSELF AS PROMPTED BY THE SITE’S REGISTRATION FORM. IF WE HAVE REASONABLE GROUNDS TO SUSPECT THAT SUCH INFORMATION IS UNTRUE, INACCURATE, OR INCOMPLETE, WE HAVE THE RIGHT TO SUSPEND OR TERMINATE YOUR ACCOUNT AND REFUSE ANY AND ALL CURRENT OR FUTURE USE OF THE SITE (OR ANY PORTION THEREOF). OUR USE OF ANY PERSONALLY IDENTIFIABLE INFORMATION YOU PROVIDE TO US AS PART OF THE REGISTRATION PROCESS IS GOVERNED BY THE TERMS OF OUR PRIVACY POLICY.

PASSWORDS

TO USE CERTAIN FEATURES OF THE SITE, YOU WILL NEED A USERNAME AND PASSWORD, WHICH YOU WILL RECEIVE THROUGH THE SITE’S REGISTRATION PROCESS. YOU ARE RESPONSIBLE FOR MAINTAINING THE CONFIDENTIALITY OF THE PASSWORD AND ACCOUNT, AND ARE RESPONSIBLE FOR ALL ACTIVITIES (WHETHER BY YOU OR BY OTHERS) THAT OCCUR UNDER YOUR PASSWORD OR ACCOUNT. YOU AGREE TO NOTIFY US IMMEDIATELY OF ANY UNAUTHORIZED USE OF YOUR PASSWORD OR ACCOUNT OR ANY OTHER BREACH OF SECURITY, AND TO ENSURE THAT YOU EXIT FROM YOUR ACCOUNT AT THE END OF EACH SESSION. WE CANNOT AND WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE ARISING FROM YOUR FAILURE TO PROTECT YOUR PASSWORD OR ACCOUNT INFORMATION.

LIMITATION OF LIABILITY

UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL WE, OUR SUBSIDIARY AND PARENT COMPANIES OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE SITE, INCLUDING OUR MESSAGING, BLOGS, COMMENTS OF OTHERS, BOOKS, EMAILS, PRODUCTS, OR SERVICES, OR THIRD-PARTY MATERIALS, PRODUCTS, OR SERVICES MADE AVAILABLE THROUGH THE SITE OR BY US IN ANY WAY, EVEN IF WE ARE ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES. (BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN CATEGORIES OF DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, OUR LIABILITY AND THE LIABILITY OF OUR SUBSIDIARY AND PARENT COMPANIES OR AFFILIATES IS LIMITED TO THE FULLEST EXTENT PERMITTED BY SUCH STATE LAW.) YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT WE ARE NOT LIABLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER. IF YOU ARE DISSATISFIED WITH THE SITE, ANY MATERIALS, PRODUCTS, OR SERVICES ON THE SITE, OR WITH ANY OF THE SITE’S TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE AND THE PRODUCTS, SERVICES AND/OR MATERIALS.

VISUAL ARTS MARKETING CORPORATION IS NOT AN INVESTMENT ADVISORY SERVICE, IS NOT AN INVESTMENT ADVISER, AND DOES NOT PROVIDE PERSONALIZED FINANCIAL ADVICE OR ACT AS A FINANCIAL ADVISOR. WE EXIST FOR EDUCATIONAL PURPOSES ONLY, AND THE MATERIALS AND INFORMATION CONTAINED HEREIN AND IN OUR PRODUCTS AND SERVICES ARE FOR GENERAL INFORMATIONAL PURPOSES ONLY. NONE OF THE INFORMATION PROVIDED BY US IS INTENDED AS INVESTMENT, TAX, ACCOUNTING OR LEGAL ADVICE, AS AN OFFER OR SOLICITATION OF AN OFFER TO BUY OR SELL, OR AS AN ENDORSEMENT, RECOMMENDATION OR SPONSORSHIP OF ANY VISUAL ARS MARKETING CORP.INC, SECURITY, OR FUND. OUR INFORMATION SHOULD NOT BE RELIED UPON FOR PURPOSES OF TRANSACTING IN SECURITIES OR OTHER INVESTMENTS. WE DO NOT OFFER OR PROVIDE TAX, LEGAL OR INVESTMENT ADVICE AND YOU ARE RESPONSIBLE FOR CONSULTING TAX, LEGAL, OR FINANCIAL PROFESSIONALS BEFORE ACTING ON ANY INFORMATION PROVIDED BY US.

THIS SITE IS CONTINUALLY UNDER DEVELOPMENT AND VISUAL ARTS MARKETING CORPORATIONMAKES NO WARRANTY OF ANY KIND, IMPLIED OR EXPRESS, AS TO ITS ACCURACY, COMPLETENESS OR APPROPRIATENESS FOR ANY PURPOSE. YOU ACKNOWLEDGE AND AGREES THAT NO REPRESENTATION HAS BEEN MADE BY VISUAL ARTS MARKETING CORPORATIONOR ITS AFFILIATES AND RELIED UPON AS TO THE FUTURE INCOME, EXPENSES, SALES VOLUME OR POTENTIAL PROFITABILITY THAT MAY BE DERIVED FROM THE PARTICIPATION IN THIS PROGRAM.

RESTRICTION OF ACCESS

IF YOU ARE ON A PAYMENT PLAN, YOU UNDERSTAND THAT IF PAYMENTS ARE NOT RECEIVED ON OR BEFORE YOUR DUE DATE, YOUR ACCOUNT ACCESS WILL BE SUBJECT TO SUSPENSION UNTIL PAYMENTS ARE RECEIVED. IF PAYMENTS DUE ARE NOT RECEIVED WITHIN 30 DAYS, YOUR ACCOUNT WILL BE SUBJECT TO ADDITIONAL LATE FEES AND FURTHER COLLECTIONS. YOUR ACCOUNT WILL BE SUSPENDED PENDING THE FINALIZATION OF A DISPUTE.

REFUND POLICY

CANCELLATION AND REFUND POLICY

VISUAL ARTS MARKETING CORPORATION HAS A 15 DAY CANCELLATION POLICY:

To Get a Refund for the BrandU Academy Course, You MUST First:

a. Fully Watch and 100% complete 10% (18 videos) 18 separate videos and try the strategy items within 15 days of your purchase date. (Marking videos complete does not qualify as a watched video)

b. Attend A Live-training Q&A within 15 days of your purchase and provide a screenshot of your attendance with the date and time.

(Live Q&As are held every Thursday at 7pm est. The link to attend is sent via the email address you used to sign up for the course.) Live Q & A date and time is subject to change with proper notice.

c. Refund Requests MUST be submitted in writing within 15 days of your original purchase date.

d. Visual Ars Marketing Corp.is not responsible or required to extend your refund window if you input an incorrect email address. It is your responsibility to double check that all your information is correct prior to submission of your original purchase.

RECAP: Our refund policy is clear and to the point.

If you go through BrandU Academy, do the work, and follow the methods . . . they will work.

If they don't, we will refund 100% of your money. Just request this within 15 days of purchasing the course and do the action items within 15 days of your original purchase.

You WILL have to show us that you did the work to get the refund. Our refund policy is not for people trying to get the course for free.

To be even more clear, here are some examples of what is not covered under the refund policy . . .

"I decided to change directions" or "I haven't had time to go through the course".

PAYMENT PLAN AND AUTOPAY TERMS

IF YOU HAVE SELECTED THE PAYMENT PLAN OPTION FOR YOUR PURCHASE YOU ARE AUTHORIZING AND ENROLLING IN VISUAL ARTS MARKETING CORPORATIONAUTOPAY SERVICE TO PAY YOUR OUTSTANDING INVOICES AUTOMATICALLY AND WILL BE CHARGED TO THE CREDIT CARD DESIGNATED BY YOU ON A RECURRING MONTHLY BASIS FROM THE TIME YOU ENROLL UNTIL ALL SIX (6) PAYMENTS HAVE BEEN SUCCESSFULLY COMPLETED OR YOU INDICATE TO US THAT YOU WANT THE AUTOMATIC CHARGES TO STOP AND WE HAVE HAD A REASONABLE TIME TO IMPLEMENT YOUR INSTRUCTIONS. BY ENROLLING AND INPUTTING YOUR CREDIT CARD INFORMATION, YOU REPRESENT AND WARRANT THAT YOU ARE THE PERSON WHOSE NAME APPEARS ON THE CREDIT CARD, THAT YOU ARE AUTHORIZED TO USE THE CREDIT CARD, THAT YOU HAVE A SUFFICIENT UNUSED CREDIT LIMIT TO COVER ANY CHARGES THAT MAY BE MADE USING AUTOPAY, THAT THE INFORMATION YOU PROVIDE IS CORRECT, AND THAT YOU WILL NOTIFY US IN ANY CHANGE IN THE ABOVE, AND YOU FURTHER MAKE EACH OF THESE REPRESENTATIONS AND WARRANTIES EACH TIME YOU HAVE A TRANSACTION THAT WILL BE PAID THROUGH AUTOPAY. PLEASE READ THE FULL PAYMENT PLAN AND AUTO PAY AUTHORIZATION AGREEMENT BY CLICKING HERE.

SPECTACULAR ACADEMY MAY SUBJECT YOU TO IMMEDIATE PAYMENT OF THE FULL INSTALLMENT TERM FOR THE COURSE IF THE ENROLLED DEFAULTS ON THE FOLLOWING:

FAIL TO PAY AN INSTALLMENT PAYMENT WHEN DUE UNDER THE TERMS OF THE AGREEMENT;

FAIL TO PROVIDE UPDATED FINANCIAL INFORMATION UPON REQUEST;USE THE FOLLOWING PROCEDURES (IF APPLICABLE) FOR DEFAULTING AGREEMENTS FOR EACH OF THE ABOVE REASONS.

WE ARE NOT LIABLE FOR ANY REFUND AMOUNT DUE TO TECHNICAL PROBLEMS ON YOUR COMPUTER, INCLUDING BUT NOT LIMITED TO: PRINTER MALFUNCTION, INABILITY TO INSTALL ADOBE ACROBAT READER, AND/OR PROBLEMS DUE TO INTERNET CONNECTIVITY.

FACEBOOK GROUP RULES

1. NO HATE SPEECH OR BULLYING

MAKE SURE EVERYONE FEELS SAFE. BULLYING OF ANY KIND ISN'T ALLOWED, AND DEGRADING COMMENTS ABOUT THINGS LIKE RACE, RELIGION, CULTURE, SEXUAL ORIENTATION, GENDER OR IDENTITY WILL NOT BE TOLERATED.

2. POSTING GUIDELINES

NO COMPLAINTS, REFUND REQUESTS OR OUTSIDE PROMO POSTS WILL BE APPROVED. PLEASE ONLY SUBMIT QUESTIONS REGARDING SPECIFIC MODULES, ADVICE ON PROFILE POSTS AND WINS YOU ACHIEVED.

3. NO PROMOTIONAL POSTS OR COMMENTS OF ANY KIND

THIS IS A COMPLETE AND ABSOLUTE BAN ON PROMO. THIS INCLUDES BUT IS NOT LIMITED TO:

PERSONAL BUSINESSES/ MLMS/ INSTAGRAM AND OTHER SOCIAL MEDIA/ BLOGS/ COMPETITIONS/ GOFUNDMES/ FUNDRAISERS

4. NO POLITICS OR RELIGION

DO NOT SHARE ANYTHING WITH POLITICAL OR RELIGIOUS VIEWS WITHIN THE GROUP.

5.WHAT HAPPENS IN THE GROUP STAYS IN THE GROUP

DO NOT SHARE ANY INFORMATION POSTED WITHIN THE GROUP ANYWHERE ELSE. THIS WILL RESULT IN IMMEDIATE REMOVAL.

6. NO UNSOLICITED PRIVATE MESSAGING

DO NOT MESSAGE OTHER MEMBERS WITH ABUSIVE OR HARASSING BEHAVIOUR

7. NO BLOCKING OF MODS AND ADMINS

THIS IS IMPORTANT SO WE CAN SEE WHAT IS GOING ON IN THE GROUP WHEN ISSUES ARISE.

OTHER

THE DIGITAL MILLENNIUM COPYRIGHT ACT OF 1998 (THE “DMCA”) PROVIDES RECOURSE FOR COPYRIGHT OWNERS WHO BELIEVE THAT MATERIAL APPEARING ON THE INTERNET INFRINGES THEIR RIGHTS UNDER THE U.S. COPYRIGHT LAW. IF YOU BELIEVE IN GOOD FAITH THAT MATERIALS HOSTED BY VISUAL ARTS MARKETING CORPORATIONINFRINGE YOUR COPYRIGHT, YOU, OR YOUR AGENT MAY SEND TO VISUAL ARTS MARKETING CORPORATIONA NOTICE REQUESTING THAT THE MATERIAL BE REMOVED OR ACCESS TO IT BE BLOCKED. ANY NOTIFICATION BY A COPYRIGHT OWNER OR A PERSON AUTHORIZED TO ACT ON ITS BEHALF THAT FAILS TO COMPLY WITH REQUIREMENTS OF THE DMCA SHALL NOT BE CONSIDERED SUFFICIENT NOTICE AND SHALL NOT BE DEEMED TO CONFER UPON VISUAL ARTS MARKETING CORPORATIONACTUAL KNOWLEDGE OF FACTS OR CIRCUMSTANCES FROM WHICH INFRINGING MATERIAL OR ACTS ARE EVIDENT. IF YOU BELIEVE IN GOOD FAITH THAT A NOTICE OF COPYRIGHT INFRINGEMENT HAS BEEN WRONGLY FILED AGAINST YOU, THE DMCA PERMITS YOU TO SEND TO VISUAL ARTS MARKETING CORPORATIONA COUNTER-NOTICE. ALL NOTICES AND COUNTER NOTICES MUST MEET THE THEN CURRENT STATUTORY REQUIREMENTS IMPOSED BY THE DMCA; SEE HTTP://WWW.LOC.GOV/COPYRIGHT FOR DETAILS. VISUAL ARS MARKETING CORP.INC’S COPYRIGHT AGENT FOR NOTICE OF CLAIMS OF COPYRIGHT INFRINGEMENT OR COUNTER NOTICES CAN BE REACHED AS FOLLOWS: [email protected]

THIS AGREEMENT SHALL BE BINDING UPON AND INURE TO THE BENEFIT OF VISUAL ARTS MARKETING CORPORATIONAND OUR RESPECTIVE ASSIGNS, SUCCESSORS, HEIRS, AND LEGAL REPRESENTATIVES. NEITHER THIS AGREEMENT NOR ANY RIGHTS HEREUNDER MAY BE ASSIGNED WITHOUT THE PRIOR WRITTEN CONSENT OF VISUAL ARTS MARKETING CORPORATIN NOTWITHSTANDING THE FOREGOING, ALL RIGHTS AND OBLIGATIONS UNDER THIS AGREEMENT MAY BE FREELY ASSIGNED BY VISUAL ARTS MARKETING CORPORATIONTO ANY AFFILIATED ENTITY OR ANY OF ITS WHOLLY OWNED SUBSIDIARIES

THESE TERMS OF USE SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF CALIFORNIA AND ANY DISPUTE SHALL BE SUBJECT TO BINDING ARBITRATION IN ¬¬¬LOS ANGELES, CALIFORNIA. IF ANY PROVISION OF THIS AGREEMENT SHALL BE UNLAWFUL, VOID OR FOR ANY REASON UNENFORCEABLE, THEN THAT PROVISION SHALL BE DEEMED SEVERABLE FROM THIS AGREEMENT AND SHALL NOT AFFECT THE VALIDITY AND ENFORCEABILITY OF ANY REMAINING PROVISIONS.

DISCLAIMER

ALTHOUGH IT IS HIGHLY UNLIKELY, THIS POLICY MAY BE CHANGED AT ANY TIME AT OUR DISCRETION. IF WE SHOULD UPDATE THIS POLICY, WE WILL POST THE UPDATES TO THIS PAGE ON OUR WEBSITE.

IF YOU HAVE ANY QUESTIONS OR CONCERNS REGARDING OUR PRIVACY POLICY PLEASE DIRECT THEM TO: [email protected].

VISUAL ARS MARKETING CORP.INC

PRIVACY & LEGAL

CHILDREN'S PRIVACY STATEMENT

THIS CHILDREN'S PRIVACY STATEMENT EXPLAINS OUR PRACTICES WITH RESPECT TO THE ONLINE COLLECTION AND USE OF PERSONAL INFORMATION FROM CHILDREN UNDER THE AGE OF THIRTEEN, AND PROVIDES IMPORTANT INFORMATION REGARDING THEIR RIGHTS UNDER FEDERAL LAW WITH RESPECT TO SUCH INFORMATION.

THIS SITE IS NOT DIRECTED TO CHILDREN UNDER THE AGE OF THIRTEEN AND WE DO NOT KNOWINGLY COLLECT PERSONALLY IDENTIFIABLE INFORMATION FROM CHILDREN UNDER THE AGE OF THIRTEEN AS PART OF THE SITE. WE SCREEN USERS WHO WISH TO PROVIDE PERSONAL INFORMATION IN ORDER TO PREVENT USERS UNDER THE AGE OF THIRTEEN FROM PROVIDING SUCH INFORMATION. IF WE BECOME AWARE THAT WE HAVE INADVERTENTLY RECEIVED PERSONALLY IDENTIFIABLE INFORMATION FROM A USER UNDER THE AGE OF THIRTEEN AS PART OF THE SITE, WE WILL DELETE SUCH INFORMATION FROM OUR RECORDS. IF WE CHANGE OUR PRACTICES IN THE FUTURE, WE WILL OBTAIN PRIOR, VERIFIABLE PARENTAL CONSENT BEFORE COLLECTING ANY PERSONALLY IDENTIFIABLE INFORMATION FROM CHILDREN UNDER THE AGE OF THIRTEEN AS PART OF THE SITE.

BECAUSE WE DO NOT COLLECT ANY PERSONALLY IDENTIFIABLE INFORMATION FROM CHILDREN UNDER THE AGE OF THIRTEEN AS PART OF THE SITE, WE ALSO DO NOT KNOWINGLY DISTRIBUTE SUCH INFORMATION TO THIRD PARTIES.

WE DO NOT KNOWINGLY ALLOW CHILDREN UNDER THE AGE OF THIRTEEN TO PUBLICLY POST OR OTHERWISE DISTRIBUTE PERSONALLY IDENTIFIABLE CONTACT INFORMATION THROUGH THE SITE.

BECAUSE WE DO NOT COLLECT ANY PERSONALLY IDENTIFIABLE INFORMATION FROM CHILDREN UNDER THE AGE OF THIRTEEN AS PART OF THE SITE, WE DO NOT CONDITION THE PARTICIPATION OF A CHILD UNDER THIRTEEN IN THE SITE'S ONLINE ACTIVITIES ON PROVIDING PERSONALLY IDENTIFIABLE INFORMATION.

GENERAL DATA PRIVACY REGULATION (GDPR)

THE GDPR TOOK EFFECT ON MAY 25, 2018, AND IS INTENDED TO PROTECT THE DATA OF EUROPEAN UNION (EU) CITIZENS.

AS A COMPANY THAT MARKETS ITS SITE, CONTENT, PRODUCTS AND/OR SERVICES ONLINE WE DO NOT SPECIFICALLY TARGET OUR MARKETING TO THE EU OR CONDUCT BUSINESS IN OR TO THE EU IN ANY MEANINGFUL WAY. IF THE DATA THAT YOU PROVIDE TO US IN THE COURSE OF YOUR USE OF OUR SITE, CONTENT, PRODUCTS AND/OR SERVICES IS GOVERNED BY GDPR, WE WILL ABIDE BY THE RELEVANT PORTIONS OF THE REGULATION.

IF YOU ARE A RESIDENT OF THE EUROPEAN ECONOMIC AREA (EEA), OR ARE ACCESSING THIS SITE FROM WITHIN THE EEA, YOU MAY HAVE THE RIGHT TO REQUEST: ACCESS TO, CORRECTION OF, DELETION OF; PORTABILITY OF; AND RESTRICTION OR OBJECTION TO PROCESSING, OF YOUR PERSONAL DATA, FROM US. THIS INCLUDES THE “RIGHT TO BE FORGOTTEN.”

TO MAKE ANY OF THESE REQUESTS, PLEASE CONTACT [email protected]

CALIFORNIA CONSUMER PRIVACY ACT (CCPA)

THE CCPA TAKES EFFECT ON JANUARY 1, 2020, AND IS INTENDED TO PROTECT THE PERSONAL INFORMATION OF CALIFORNIA RESIDENTS.

THE CCPA HAS CERTAIN THRESHOLD REQUIREMENTS WHICH A COMPANY MUST MEET IN ORDER TO BE REQUIRED TO COMPLY WITH ITS PROVISIONS. UPON INFORMATION AND BELIEF, OUR COMPANY DOES NOT MEET THOSE THRESHOLDS. IN THE EVENT OF A CHANGE IN OUR STATUS, AND IF THE DATA THAT YOU PROVIDE IN THE COURSE OF YOUR USE OF OUR SITE, CONTENT, PRODUCTS AND/OR SERVICES IS GOVERNED BY CCPA, WE WILL ABIDE BY THE RELEVANT PORTIONS OF THE ACT.

IF YOU ARE A RESIDENT OF THE STATE OF CALIFORNIA, YOU MAY HAVE THE RIGHT TO: REQUEST DISCLOSURE OF THE PERSONAL INFORMATION WE HAVE COLLECTED ABOUT YOU AND THE TYPES OF THIRD PARTIES WITH WHOM IT HAS BEEN SHARED; REQUEST A PORTABLE COPY OF YOUR INFORMATION; OPT OUT FROM MARKETING MESSAGES OR THE SALE OF YOUR INFORMATION TO THIRD PARTIES; AND REQUEST DELETION OF YOUR PERSONAL INFORMATION.

TO MAKE THESE REQUESTS, PLEASE CONTACT [email protected]

CHANGES TO THE PRIVACY POLICY AND YOUR DUTY TO INFORM US OF CHANGES

WE KEEP OUR PRIVACY POLICY UNDER REGULAR REVIEW. IT IS IMPORTANT THAT THE PERSONAL DATA WE HOLD ABOUT YOU IS ACCURATE AND CURRENT. PLEASE KEEP US INFORMED IF YOUR PERSONAL DATA CHANGES DURING YOUR RELATIONSHIP WITH US.

THIRD-PARTY LINKS

THIS WEBSITE MAY INCLUDE LINKS TO THIRD-PARTY WEBSITES, PLUG-INS AND APPLICATIONS. CLICKING ON THOSE LINKS OR ENABLING THOSE CONNECTIONS MAY ALLOW THIRD PARTIES TO COLLECT OR SHARE DATA ABOUT YOU. WE DO NOT CONTROL THESE THIRD-PARTY WEBSITES AND ARE NOT RESPONSIBLE FOR THEIR PRIVACY STATEMENTS. WHEN YOU LEAVE OUR WEBSITE, WE ENCOURAGE YOU TO READ THE PRIVACY POLICY OF EVERY WEBSITE YOU VISIT.

THE DATA WE COLLECT ABOUT YOU

PERSONAL DATA, OR PERSONAL INFORMATION, MEANS ANY INFORMATION ABOUT AN INDIVIDUAL FROM WHICH THAT PERSON CAN BE IDENTIFIED. IT DOES NOT INCLUDE DATA WHERE THE IDENTITY HAS BEEN REMOVED (ANONYMOUS DATA).

WE MAY COLLECT, USE, STORE AND TRANSFER DIFFERENT KINDS OF PERSONAL DATA ABOUT YOU WHICH WE HAVE GROUPED TOGETHER AS FOLLOWS:

IDENTITY DATA INCLUDES FIRST NAME, MAIDEN NAME, LAST NAME, USERNAME OR SIMILAR IDENTIFIER, MARITAL STATUS, TITLE, DATE OF BIRTH AND GENDER.

CONTACT DATA INCLUDES BILLING ADDRESS, DELIVERY ADDRESS, EMAIL ADDRESS AND TELEPHONE NUMBERS.

FINANCIAL DATA INCLUDES BANK ACCOUNT AND PAYMENT CARD DETAILS.

TRANSACTION DATA INCLUDES DETAILS ABOUT PAYMENTS TO AND FROM YOU AND OTHER DETAILS OF PRODUCTS AND SERVICES YOU HAVE PURCHASED FROM US.

TECHNICAL DATA INCLUDES INTERNET PROTOCOL (IP) ADDRESS, YOUR LOGIN DATA, BROWSER TYPE AND VERSION, TIME ZONE SETTING AND LOCATION, BROWSER PLUG-IN TYPES AND VERSIONS, OPERATING SYSTEM AND PLATFORM, AND OTHER TECHNOLOGY ON THE DEVICES YOU USE TO ACCESS THIS WEBSITE.

PROFILE DATA INCLUDES YOUR USERNAME AND PASSWORD, PURCHASES OR ORDERS MADE BY YOU, YOUR INTERESTS, PREFERENCES, FEEDBACK AND SURVEY RESPONSES.

USAGE DATA INCLUDES INFORMATION ABOUT HOW YOU USE OUR WEBSITE, PRODUCTS AND SERVICES.

MARKETING AND COMMUNICATIONS DATA INCLUDES YOUR PREFERENCES IN RECEIVING MARKETING FROM US AND OUR THIRD PARTIES AND YOUR COMMUNICATION PREFERENCES.

WE ALSO COLLECT, USE AND SHARE “AGGREGATED DATA” SUCH AS STATISTICAL OR DEMOGRAPHIC DATA FOR ANY PURPOSE. AGGREGATED DATA COULD BE DERIVED FROM YOUR PERSONAL DATA BUT IS NOT CONSIDERED PERSONAL DATA IN LAW AS THIS DATA WILL NOT DIRECTLY OR INDIRECTLY REVEAL YOUR IDENTITY. FOR EXAMPLE, WE MAY AGGREGATE YOUR USAGE DATA TO CALCULATE THE PERCENTAGE OF USERS ACCESSING A SPECIFIC WEBSITE FEATURE. HOWEVER, IF WE COMBINE OR CONNECT AGGREGATED DATA WITH YOUR PERSONAL DATA SO THAT IT CAN DIRECTLY OR INDIRECTLY IDENTIFY YOU, WE TREAT THE COMBINED DATA AS PERSONAL DATA WHICH WILL BE USED IN ACCORDANCE WITH THIS PRIVACY POLICY.

WE DO NOT COLLECT ANY “SPECIAL CATEGORIES OF PERSONAL DATA” ABOUT YOU (THIS INCLUDES DETAILS ABOUT YOUR RACE OR ETHNICITY, RELIGIOUS OR PHILOSOPHICAL BELIEFS, SEX LIFE, SEXUAL ORIENTATION, POLITICAL OPINIONS, TRADE UNION MEMBERSHIP, INFORMATION ABOUT YOUR HEALTH, AND GENETIC AND BIOMETRIC DATA). NOR DO WE COLLECT ANY INFORMATION ABOUT CRIMINAL CONVICTIONS AND OFFENCES.

IF YOU FAIL TO PROVIDE PERSONAL DATA

WHERE WE NEED TO COLLECT PERSONAL DATA BY LAW, OR UNDER THE TERMS OF A CONTRACT WE HAVE WITH YOU, AND YOU FAIL TO PROVIDE THAT DATA WHEN REQUESTED, WE MAY NOT BE ABLE TO PERFORM THE CONTRACT WE HAVE OR ARE TRYING TO ENTER INTO WITH YOU (FOR EXAMPLE, TO PROVIDE YOU WITH GOODS OR SERVICES). IN THIS CASE, WE MAY HAVE TO CANCEL A PRODUCT OR SERVICE YOU HAVE WITH US BUT WE WILL NOTIFY YOU IF THIS IS THE CASE AT THE TIME.

HOW IS YOUR PERSONAL DATA COLLECTED?

WE USE DIFFERENT METHODS TO COLLECT DATA FROM AND ABOUT YOU INCLUDING THROUGH:

DIRECT INTERACTIONS.YOU MAY GIVE US YOUR IDENTITY, CONTACT AND FINANCIAL DATA BY FILLING IN FORMS OR BY CORRESPONDING WITH US BY POST, PHONE, EMAIL OR OTHERWISE. THIS INCLUDES PERSONAL DATA YOU PROVIDE WHEN YOU:

APPLY FOR OUR PRODUCTS OR SERVICES;

CREATE AN ACCOUNT ON OUR WEBSITE;

SUBSCRIBE TO OUR SERVICE OR PUBLICATIONS;

REQUEST MARKETING TO BE SENT TO YOU;

ENTER A COMPETITION, PROMOTION OR SURVEY; OR

GIVE US FEEDBACK OR CONTACT US.

AUTOMATED TECHNOLOGIES OR INTERACTIONS.AS YOU INTERACT WITH OUR WEBSITE, WE WILL AUTOMATICALLY COLLECT “TECHNICAL DATA” ABOUT YOUR EQUIPMENT, BROWSING ACTIONS AND PATTERNS. WE COLLECT THIS PERSONAL DATA BY USING COOKIES, SERVER LOGS AND OTHER SIMILAR TECHNOLOGIES. WE MAY ALSO RECEIVE TECHNICAL DATA ABOUT YOU IF YOU VISIT OTHER WEBSITES EMPLOYING OUR COOKIES. A "COOKIE" IS A SMALL DATA FILE THAT THE SITE TRANSFERS TO YOUR COMPUTER FOR STORAGE TO ALLOW OUR SERVER TO "REMEMBER" CERTAIN INFORMATION THAT IDENTIFIES YOU AS AN INDIVIDUAL. THE COMPANY MAY USE TECHNICAL DATA FOR GENERAL MARKETING PURPOSES, TO RETAIN CHANGES THAT YOU MADE, AND TO HELP ENHANCE CUSTOMER EXPERIENCE ON THE SITE AND YOU HEREBY CONSENT TO SUCH USE BY THE COMPANY.

THIRD PARTIES OR PUBLICLY AVAILABLE SOURCES.WE WILL RECEIVE PERSONAL DATA ABOUT YOU FROM VARIOUS THIRD PARTIES AND PUBLIC SOURCES AS SET OUT BELOW:

TECHNICAL DATA FROM THE FOLLOWING PARTIES:

(A) ANALYTICS PROVIDERS SUCH AS GOOGLE AND FACEBOOK BASED INSIDE OR OUTSIDE THE EU;

(B) ADVERTISING NETWORKS SUCH AS FACEBOOK BASED INSIDE OR OUTSIDE THE EU;

(D) CONTACT, FINANCIAL AND TRANSACTION DATA FROM PROVIDERS OF TECHNICAL, PAYMENT AND DELIVERY SERVICES;

(E) IDENTITY AND CONTACT DATA FROM DATA BROKERS OR AGGREGATORS BASED INSIDE OR OUTSIDE THE EU; AND

(F) IDENTITY AND CONTACT DATA FROM PUBLICLY AVAILABLE SOURCES SUCH AS COMPANIES HOUSE AND THE ELECTORAL REGISTER BASED INSIDE THE EU.

HOW WE USE YOUR PERSONAL DATA

WE WILL ONLY USE YOUR PERSONAL DATA WHEN THE LAW ALLOWS US TO. MOST COMMONLY, WE WILL USE YOUR PERSONAL DATA IN THE FOLLOWING CIRCUMSTANCES:

WHERE WE NEED TO PERFORM THE CONTRACT WE ARE ABOUT TO ENTER INTO OR HAVE ENTERED INTO WITH YOU.

WHERE IT IS NECESSARY FOR OUR LEGITIMATE INTERESTS (OR THOSE OF A THIRD PARTY) AND YOUR INTERESTS AND FUNDAMENTAL RIGHTS DO NOT OVERRIDE THOSE INTERESTS.

WHERE WE NEED TO COMPLY WITH A LEGAL OBLIGATION.

SEE “LAWFUL BASIS” IN THE GLOSSARY TO FIND OUT MORE ABOUT THE TYPES OF LAWFUL BASIS THAT WE WILL RELY ON TO PROCESS YOUR PERSONAL DATA.

GENERALLY, WE DO NOT RELY ON CONSENT AS A LEGAL BASIS FOR PROCESSING YOUR PERSONAL DATA ALTHOUGH WE WILL GET YOUR CONSENT BEFORE SENDING THIRD PARTY DIRECT MARKETING COMMUNICATIONS TO YOU VIA EMAIL OR TEXT MESSAGE. YOU HAVE THE RIGHT TO WITHDRAW CONSENT TO MARKETING AT ANY TIME BY CONTACTING US.

MARKETING

WE STRIVE TO PROVIDE YOU WITH CHOICES REGARDING CERTAIN PERSONAL DATA USES, PARTICULARLY AROUND MARKETING AND ADVERTISING.

PROMOTIONAL OFFERS FROM US

WE MAY USE YOUR IDENTITY, CONTACT, TECHNICAL, USAGE AND PROFILE DATA TO FORM A VIEW ON WHAT WE THINK YOU MAY WANT OR NEED, OR WHAT MAY BE OF INTEREST TO YOU. THIS IS HOW WE DECIDE WHICH PRODUCTS, SERVICES AND OFFERS MAY BE RELEVANT FOR YOU (WE CALL THIS MARKETING).

YOU WILL RECEIVE MARKETING COMMUNICATIONS FROM US IF YOU HAVE REQUESTED INFORMATION FROM US OR PURCHASED GOODS OR SERVICES FROM US AND YOU HAVE NOT OPTED OUT OF RECEIVING THAT MARKETING.

THIRD-PARTY MARKETING

WE WILL GET YOUR EXPRESS OPT-IN CONSENT BEFORE WE SHARE YOUR PERSONAL DATA WITH ANY THIRD PARTY FOR MARKETING PURPOSES.

OPTING OUT

YOU CAN ASK US OR THIRD PARTIES TO STOP SENDING YOU MARKETING MESSAGES AT ANY TIME BY FOLLOWING THE OPT-OUT LINKS ON ANY MARKETING MESSAGE SENT TO YOU OR BY CONTACTING US AT ANY TIME.

WHERE YOU OPT OUT OF RECEIVING THESE MARKETING MESSAGES, THIS WILL NOT APPLY TO PERSONAL DATA PROVIDED TO US AS A RESULT OF A PRODUCT/SERVICE PURCHASE, PRODUCT/SERVICE EXPERIENCE, OR OTHER TRANSACTIONS.

YOU CAN SET YOUR BROWSER TO REFUSE ALL OR SOME BROWSER COOKIES, OR TO ALERT YOU WHEN WEBSITES SET OR ACCESS COOKIES. IF YOU DISABLE OR REFUSE COOKIES, PLEASE NOTE THAT SOME PARTS OF THIS WEBSITE MAY BECOME INACCESSIBLE OR NOT FUNCTION PROPERLY.

CHANGE OF PURPOSE

WE WILL ONLY USE YOUR PERSONAL DATA FOR THE PURPOSES FOR WHICH WE COLLECTED IT, UNLESS WE REASONABLY CONSIDER THAT WE NEED TO USE IT FOR ANOTHER REASON AND THAT REASON IS COMPATIBLE WITH THE ORIGINAL PURPOSE. IF YOU WISH TO GET AN EXPLANATION AS TO HOW THE PROCESSING FOR THE NEW PURPOSE IS COMPATIBLE WITH THE ORIGINAL PURPOSE, PLEASE CONTACT US.

IF WE NEED TO USE YOUR PERSONAL DATA FOR AN UNRELATED PURPOSE, WE WILL NOTIFY YOU AND WE WILL EXPLAIN THE LEGAL BASIS WHICH ALLOWS US TO DO SO.

PLEASE NOTE THAT WE MAY PROCESS YOUR PERSONAL DATA WITHOUT YOUR KNOWLEDGE OR CONSENT, IN COMPLIANCE WITH THE ABOVE RULES, WHERE THIS IS REQUIRED OR PERMITTED BY LAW.

DISCLOSURES OF YOUR PERSONAL DATA

WE MAY SHARE YOUR PERSONAL DATA WITH THE PARTIES SET OUT BELOW FOR THE PURPOSES SET OUT IN THE TABLE ABOVE.

INTERNAL THIRD PARTIES AS SET OUT IN THE GLOSSARY.

EXTERNAL THIRD PARTIES AS SET OUT IN THE GLOSSARY.

THIRD PARTIES TO WHOM WE MAY CHOOSE TO SELL, TRANSFER OR MERGE PARTS OF OUR BUSINESS OR OUR ASSETS. ALTERNATIVELY, WE MAY SEEK TO ACQUIRE OTHER BUSINESSES OR MERGE WITH THEM. IF A CHANGE HAPPENS TO OUR BUSINESS, THEN THE NEW OWNERS MAY USE YOUR PERSONAL DATA IN THE SAME WAY AS SET OUT IN THIS PRIVACY POLICY.

WE REQUIRE ALL THIRD PARTIES TO RESPECT THE SECURITY OF YOUR PERSONAL DATA AND TO TREAT IT IN ACCORDANCE WITH THE LAW. WE DO NOT ALLOW OUR THIRD-PARTY SERVICE PROVIDERS TO USE YOUR PERSONAL DATA FOR THEIR OWN PURPOSES AND ONLY PERMIT THEM TO PROCESS YOUR PERSONAL DATA FOR SPECIFIED PURPOSES AND IN ACCORDANCE WITH OUR INSTRUCTIONS.

DATA SECURITY

WE HAVE PUT IN PLACE APPROPRIATE SECURITY MEASURES TO PREVENT YOUR PERSONAL DATA FROM BEING ACCIDENTALLY LOST, USED OR ACCESSED IN AN UNAUTHORIZED WAY, ALTERED OR DISCLOSED. IN ADDITION, WE LIMIT ACCESS TO YOUR PERSONAL DATA TO THOSE EMPLOYEES, AGENTS, CONTRACTORS AND OTHER THIRD PARTIES WHO HAVE A BUSINESS NEED TO KNOW. THEY WILL ONLY PROCESS YOUR PERSONAL DATA ON OUR INSTRUCTIONS AND THEY ARE SUBJECT TO A DUTY OF CONFIDENTIALITY.

WE HAVE PUT IN PLACE PROCEDURES TO DEAL WITH ANY SUSPECTED PERSONAL DATA BREACH AND WILL NOTIFY YOU AND ANY APPLICABLE REGULATOR OF A BREACH WHERE WE ARE LEGALLY REQUIRED TO DO SO.

DATA RETENTION

HOW LONG WILL YOU USE MY PERSONAL DATA FOR?

WE WILL ONLY RETAIN YOUR PERSONAL DATA FOR AS LONG AS REASONABLY NECESSARY TO FULFIL THE PURPOSES WE COLLECTED IT FOR, INCLUDING FOR THE PURPOSES OF SATISFYING ANY LEGAL, REGULATORY, TAX, ACCOUNTING OR REPORTING REQUIREMENTS. WE MAY RETAIN YOUR PERSONAL DATA FOR A LONGER PERIOD IN THE EVENT OF A COMPLAINT OR IF WE REASONABLY BELIEVE THERE IS A PROSPECT OF LITIGATION IN RESPECT TO OUR RELATIONSHIP WITH YOU.

TO DETERMINE THE APPROPRIATE RETENTION PERIOD FOR PERSONAL DATA, WE CONSIDER THE AMOUNT, NATURE AND SENSITIVITY OF THE PERSONAL DATA, THE POTENTIAL RISK OF HARM FROM UNAUTHORIZED USE OR DISCLOSURE OF YOUR PERSONAL DATA, THE PURPOSES FOR WHICH WE PROCESS YOUR PERSONAL DATA AND WHETHER WE CAN ACHIEVE THOSE PURPOSES THROUGH OTHER MEANS, AND THE APPLICABLE LEGAL, REGULATORY, TAX, ACCOUNTING OR OTHER REQUIREMENTS.

FOR TAX PURPOSES, THE LAW REQUIRES US TO KEEP BASIC INFORMATION ABOUT OUR CUSTOMERS (INCLUDING CONTACT, IDENTITY, FINANCIAL AND TRANSACTION DATA) FOR SIX YEARS AFTER THEY CEASE BEING CUSTOMERS.

IN SOME CIRCUMSTANCES WE WILL ANONYMIZE YOUR PERSONAL DATA (SO THAT IT CAN NO LONGER BE ASSOCIATED WITH YOU) FOR RESEARCH OR STATISTICAL PURPOSES, IN WHICH CASE WE MAY USE THIS INFORMATION INDEFINITELY WITHOUT FURTHER NOTICE TO YOU.

YOUR LEGAL RIGHTS

UNDER CERTAIN CIRCUMSTANCES, YOU HAVE THE FOLLOWING RIGHTS UNDER DATA PROTECTION LAWS IN RELATION TO YOUR PERSONAL DATA. PLEASE REVIEW THE GLOSSARY TO LEARN MORE ABOUT THESE RIGHTS.

REQUEST ACCESS TO YOUR PERSONAL DATA.

REQUEST CORRECTION OF YOUR PERSONAL DATA.

REQUEST ERASURE OF YOUR PERSONAL DATA.

OBJECT TO PROCESSING OF YOUR PERSONAL DATA.

REQUEST RESTRICTION OF PROCESSING YOUR PERSONAL DATA.

REQUEST TRANSFER OF YOUR PERSONAL DATA.

RIGHT TO WITHDRAW CONSENT.

IF YOU WISH TO EXERCISE ANY OF THE RIGHTS SET OUT ABOVE, PLEASE CONTACT US.

NO FEE USUALLY REQUIRED

YOU WILL NOT HAVE TO PAY A FEE TO ACCESS YOUR PERSONAL DATA (OR TO EXERCISE ANY OF THE OTHER RIGHTS). HOWEVER, WE MAY CHARGE A REASONABLE FEE IF YOUR REQUEST IS CLEARLY UNFOUNDED, REPETITIVE OR EXCESSIVE. ALTERNATIVELY, WE COULD REFUSE TO COMPLY WITH YOUR REQUEST IN THESE CIRCUMSTANCES.

WHAT WE MAY NEED FROM YOU

WE MAY NEED TO REQUEST SPECIFIC INFORMATION FROM YOU TO HELP US CONFIRM YOUR IDENTITY AND ENSURE YOUR RIGHT TO ACCESS YOUR PERSONAL DATA (OR TO EXERCISE ANY OF YOUR OTHER RIGHTS). THIS IS A SECURITY MEASURE TO ENSURE THAT PERSONAL DATA IS NOT DISCLOSED TO ANY PERSON WHO HAS NO RIGHT TO RECEIVE IT. WE MAY ALSO CONTACT YOU TO ASK YOU FOR FURTHER INFORMATION IN RELATION TO YOUR REQUEST TO SPEED UP OUR RESPONSE.

TIME LIMIT TO RESPOND

WE TRY TO RESPOND TO ALL LEGITIMATE REQUESTS WITHIN ONE MONTH. OCCASIONALLY IT COULD TAKE US LONGER THAN A MONTH IF YOUR REQUEST IS PARTICULARLY COMPLEX OR YOU HAVE MADE A NUMBER OF REQUESTS. IN THIS CASE, WE WILL NOTIFY YOU AND KEEP YOU UPDATED.

GLOSSARY

LAWFUL BASIS

LEGITIMATE INTEREST MEANS THE INTEREST OF OUR BUSINESS IN CONDUCTING AND MANAGING OUR BUSINESS TO ENABLE US TO GIVE YOU THE BEST SERVICE/PRODUCT AND THE BEST AND MOST SECURE EXPERIENCE. WE MAKE SURE WE CONSIDER AND BALANCE ANY POTENTIAL IMPACT ON YOU (BOTH POSITIVE AND NEGATIVE) AND YOUR RIGHTS BEFORE WE PROCESS YOUR PERSONAL DATA FOR OUR LEGITIMATE INTERESTS. WE DO NOT USE YOUR PERSONAL DATA FOR ACTIVITIES WHERE OUR INTERESTS ARE OVERRIDDEN BY THE IMPACT ON YOU (UNLESS WE HAVE YOUR CONSENT OR ARE OTHERWISE REQUIRED OR PERMITTED TO BY LAW). YOU CAN OBTAIN FURTHER INFORMATION ABOUT HOW WE ASSESS OUR LEGITIMATE INTERESTS AGAINST ANY POTENTIAL IMPACT ON YOU IN RESPECT OF SPECIFIC ACTIVITIES BY CONTACTING US.

PERFORMANCE OF CONTRACT MEANS PROCESSING YOUR DATA WHERE IT IS NECESSARY FOR THE PERFORMANCE OF A CONTRACT TO WHICH YOU ARE A PARTY OR TO TAKE STEPS AT YOUR REQUEST BEFORE ENTERING INTO SUCH A CONTRACT.

COMPLY WITH A LEGAL OBLIGATION MEANS PROCESSING YOUR PERSONAL DATA WHERE IT IS NECESSARY FOR COMPLIANCE WITH A LEGAL OBLIGATION THAT WE ARE SUBJECT TO.

THIRD PARTIES

INTERNAL THIRD PARTIES

OTHER COMPANIES IN COMPANY’S GROUP ACTING AS JOINT CONTROLLERS OR PROCESSORS, FOR MARKETING PURPOSES.

EXTERNAL THIRD PARTIES

SERVICE PROVIDERS BASED INSIDE AND OUTSIDE OF THE UNITED STATES WHO PROVIDE IT AND SYSTEM ADMINISTRATION SERVICES.

PROFESSIONAL ADVISERS INCLUDING LAWYERS, BANKERS, AUDITORS AND INSURERS BASED IN THE UNITES STATES WHO PROVIDE CONSULTANCY, BANKING, LEGAL, INSURANCE AND ACCOUNTING SERVICES.

DIGITAL MARKETING AGENCIES ACTING AS PROCESSORS BASED IN THE UNITED STATES WHO PROVIDE DIGITAL MARKETING SERVICES.

YOUR LEGAL RIGHTS

YOU HAVE THE RIGHT TO:

REQUEST ACCESS TO YOUR PERSONAL DATA (COMMONLY KNOWN AS A “DATA SUBJECT ACCESS REQUEST”). THIS ENABLES YOU TO RECEIVE A COPY OF THE PERSONAL DATA WE HOLD ABOUT YOU AND TO CHECK THAT WE ARE LAWFULLY PROCESSING IT.

REQUEST CORRECTION OF THE PERSONAL DATA THAT WE HOLD ABOUT YOU. THIS ENABLES YOU TO HAVE ANY INCOMPLETE OR INACCURATE DATA WE HOLD ABOUT YOU CORRECTED, THOUGH WE MAY NEED TO VERIFY THE ACCURACY OF THE NEW DATA YOU PROVIDE TO US.

REQUEST ERASURE OF YOUR PERSONAL DATA. THIS ENABLES YOU TO ASK US TO DELETE OR REMOVE PERSONAL DATA WHERE THERE IS NO GOOD REASON FOR US CONTINUING TO PROCESS IT. YOU ALSO HAVE THE RIGHT TO ASK US TO DELETE OR REMOVE YOUR PERSONAL DATA WHERE YOU HAVE SUCCESSFULLY EXERCISED YOUR RIGHT TO OBJECT TO PROCESSING (SEE BELOW), WHERE WE MAY HAVE PROCESSED YOUR INFORMATION UNLAWFULLY OR WHERE WE ARE REQUIRED TO ERASE YOUR PERSONAL DATA TO COMPLY WITH LOCAL LAW. NOTE, HOWEVER, THAT WE MAY NOT ALWAYS BE ABLE TO COMPLY WITH YOUR REQUEST OF ERASURE FOR SPECIFIC LEGAL REASONS WHICH WILL BE NOTIFIED TO YOU, IF APPLICABLE, AT THE TIME OF YOUR REQUEST.

OBJECT TO PROCESSING OF YOUR PERSONAL DATA WHERE WE ARE RELYING ON A LEGITIMATE INTEREST (OR THOSE OF A THIRD PARTY) AND THERE IS SOMETHING ABOUT YOUR PARTICULAR SITUATION WHICH MAKES YOU WANT TO OBJECT TO PROCESSING ON THIS GROUND AS YOU FEEL IT IMPACTS ON YOUR FUNDAMENTAL RIGHTS AND FREEDOMS. YOU ALSO HAVE THE RIGHT TO OBJECT WHERE WE ARE PROCESSING YOUR PERSONAL DATA FOR DIRECT MARKETING PURPOSES. IN SOME CASES, WE MAY DEMONSTRATE THAT WE HAVE COMPELLING LEGITIMATE GROUNDS TO PROCESS YOUR INFORMATION WHICH OVERRIDE YOUR RIGHTS AND FREEDOMS.

REQUEST RESTRICTION OF PROCESSING OF YOUR PERSONAL DATA. THIS ENABLES YOU TO ASK US TO SUSPEND THE PROCESSING OF YOUR PERSONAL DATA IN THE FOLLOWING SCENARIOS:

IF YOU WANT US TO ESTABLISH THE DATA’S ACCURACY.

WHERE OUR USE OF THE DATA IS UNLAWFUL BUT YOU DO NOT WANT US TO ERASE IT.

WHERE YOU NEED US TO HOLD THE DATA EVEN IF WE NO LONGER REQUIRE IT AS YOU NEED IT TO ESTABLISH, EXERCISE OR DEFEND

LEGAL CLAIMS.

YOU HAVE OBJECTED TO OUR USE OF YOUR DATA BUT WE NEED TO VERIFY WHETHER WE HAVE OVERRIDING LEGITIMATE GROUNDS TO USE IT.

REQUEST THE TRANSFER OF YOUR PERSONAL DATA TO YOU OR TO A THIRD PARTY. WE WILL PROVIDE TO YOU, OR A THIRD PARTY YOU HAVE CHOSEN, YOUR PERSONAL DATA IN A STRUCTURED, COMMONLY USED, MACHINE-READABLE FORMAT. NOTE THAT THIS RIGHT ONLY APPLIES TO AUTOMATED INFORMATION WHICH YOU INITIALLY PROVIDED CONSENT FOR US TO USE OR WHERE WE USED THE INFORMATION TO PERFORM A CONTRACT WITH YOU.

WITHDRAW CONSENT AT ANY TIME WHERE WE ARE RELYING ON CONSENT TO PROCESS YOUR PERSONAL DATA. HOWEVER, THIS WILL NOT AFFECT THE LAWFULNESS OF ANY PROCESSING CARRIED OUT BEFORE YOU WITHDRAW YOUR CONSENT. IF YOU WITHDRAW YOUR CONSENT, WE MAY NOT BE ABLE TO PROVIDE CERTAIN PRODUCTS OR SERVICES TO YOU. WE WILL ADVISE YOU IF THIS IS THE CASE AT THE TIME YOU WITHDRAW YOUR CONSENT.

MODIFICATION OR SUSPENSION OF THE WEBSITE

YOU AGREE THAT COMPANY, IN ITS SOLE DISCRETION, MAY MAKE, AND AT ANY TIME, MODIFY, DISCONTINUE, OR SUSPEND ITS OPERATION OF THIS WEBSITE, OR ANY PART THEREOF, TEMPORARILY OR PERMANENTLY, WITHOUT NOTICE TO YOU, AND YOU AGREE THAT WE WILL NOT BE LIABLE FOR THE CONSEQUENCES OF DOING SO.

CONTENT DISCLAIMER

THE COMPANY AND ITS OWNERS, PRINCIPALS, REPRESENTATIVES AND AGENTS ASSUME NO RESPONSIBILITY FOR ANY CONSEQUENCE RELATING DIRECTLY OR INDIRECTLY TO ANY ACTION OR INACTION YOU TAKE BASED ON THE INFORMATION, PRODUCTS, SERVICES, OR MATERIALS ON THE WEBSITE. WHILE THE COMPANY STRIVES TO KEEP THE INFORMATION ON THE WEBSITE AND ON THE FEATURED PRODUCTS AND SERVICES ACCURATE, COMPLETE, AND UP-TO-DATE, WE CANNOT GUARANTEE, AND WILL NOT BE RESPONSIBLE FOR, ANY DAMAGE OR LOSS RELATED TO THE ACCURACY, COMPLETENESS, OR TIMELINESS OF THE INFORMATION ON THE WEBSITE AND IN PRODUCTS AND SERVICES FEATURED ON THE WEBSITE.

YOUR USE OF THE WEBSITE IS SUBJECT TO ANY ADDITIONAL DISCLAIMERS AND CAVEATS THAT MAY APPEAR THROUGHOUT THE WEBSITE AND WITH PRODUCTS AND SERVICES FEATURED BY US.

DISCLAIMER OF WARRANTIES WITH RESPECT TO USE OF WEBSITE AND PRODUCTS AND SERVICES

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THE COMPANY OR THROUGH THE WEBSITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.

LIMITATIONS OF LIABILITY AND DAMAGES

YOU AGREE THAT COMPANY’S LEGAL LIABILITY, INCLUDING THE LIABILITY OF ITS AFFILIATES, OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES OR AGENTS, FOR ANY CLAIM MADE BY YOU ARISING OUT OF YOUR USE OF THE WEBSITE OR PURCHASE OF PRODUCTS OR SERVICES OFFERED THEREON SHALL BE LIMITED TO THE AMOUNT YOU PAID TO COMPANY, EXCEPT AS PROVIDED IN THE ARBITRATION AGREEMENT BELOW. UNDER NO CIRCUMSTANCES WILL SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES BE AWARDED, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THIS EXCLUSION MAY NOT APPLY TO YOU. EXCEPT AS PERMITTED BY LAW, NOTHING IN THIS PARAGRAPH IS INTENDED TO MODIFY THE PROVISIONS OF CALIFORNIA BUSINESS AND PROFESSIONS CODE §§ 6400, ET SEQ., IF APPLICABLE.

COMPLIANCE WITH LAWS

YOU AGREE TO COMPLY WITH ALL APPLICABLE FEDERAL, STATE AND LOCAL LAWS, REGULATIONS, RULES AND ORDINANCES REGARDING YOUR USE OF THE WEBSITE, INCLUDING, WITHOUT LIMITATION, LAWS REGARDING IMPORT/EXPORT OF TECHNICAL DATA BY VIRTUE OF YOUR ONLINE TRANSMISSION.

INDEMNITY

YOU AGREE TO DEFEND, INDEMNIFY AND HOLD COMPANY, ITS AFFILIATES, OFFICERS, SUBSIDIARIES, AFFILIATES, SUCCESSORS, ASSIGNS, DIRECTORS, OFFICERS, AGENTS, SERVICE PROVIDERS, ATTORNEYS, SUPPLIERS AND EMPLOYEES, HARMLESS FROM ANY CLAIM OR DEMAND, INCLUDING REASONABLE ATTORNEYS' FEES AND COURT COSTS, MADE BY ANY THIRD PARTY DUE TO OR ARISING OUT OF YOUR USE OF THE WEBSITE OR OUR PRODUCTS AND SERVICES, YOUR VIOLATION OF THE TERMS, OR YOUR BREACH OF ANY OF YOUR ACKNOWLEDGEMENTS, AGREEMENTS, REPRESENTATIONS, WARRANTIES AND OBLIGATIONS HEREIN.

YOU ACKNOWLEDGE THAT COMPANY HAS SET ITS PRICES AND HAS PROVIDED ACCESS TO THE WEBSITE IN RELIANCE ON THESE LIMITATIONS OF LIABILITY AND DAMAGES AND THE INDEMNITY IN THESE TERMS, AND THAT THOSE LIMITATIONS ARE AN ESSENTIAL BASIS UPON WHICH COMPANY PROVIDES ITS WEBSITE AND OFFERS ITS PRODUCTS AND SERVICES. YOU AGREE THAT THE LIMITATIONS OF LIABILITY AND DAMAGES AND THE INDEMNITY IN THESE TERMS SURVIVE AND APPLY EVEN IF FOUND TO HAVE FAILED OF THEIR ESSENTIAL PURPOSE.

LINKS TO THIRD PARTY SITES

THE WEBSITE MAY LINK TO OTHER WEBSITES THAT ARE INDEPENDENT OF COMPANY. THESE LINKS ARE PROVIDED ONLY AS A CONVENIENCE. WE MAKE NO REPRESENTATION OR WARRANTY AS TO THE ACCURACY, COMPLETENESS OR AUTHENTICITY OF THE INFORMATION CONTAINED IN, OR THE PRODUCTS OR SERVICES PROVIDED OR SOLD BY, ANY SUCH SITE. YOU VISIT ANY SUCH WEBSITE AT YOUR OWN RISK. YOU AGREE THAT COMPANY IS NOT RESPONSIBLE FOR ANY LOSS OR DAMAGE OF ANY SORT YOU MAY INCUR FROM DEALING WITH SUCH THIRD PARTY WEBSITE(S).

OWNERSHIP OF CONTENT

COMPANY OWNS AND OPERATES THIS WEBSITE. COMPANY OR THIRD PARTIES OWN ALL RIGHT, TITLE AND INTEREST IN AND TO THE MATERIALS PROVIDED ON THIS WEBSITE , INCLUDING BUT NOT LIMITED TO THE “LOOK AND FEEL” OF THE WEBSITE (INCLUDING ITS DESIGN, LAYOUT, COLOR COMBINATIONS, BUTTON SHAPES AND OTHER GRAPHICAL ELEMENTS), INFORMATION, DOCUMENTS, LOGOS, GRAPHICS, SOUNDS, PAGE HEADERS, BUTTON ICONS, SERVICE MARKS, TRADEMARKS, TRADE DRESS, AND IMAGES (COLLECTIVELY, THE "MATERIALS"). EXCEPT AS OTHERWISE EXPRESSLY PROVIDED BY US, YOU MAY NOT COPY, REPUBLISH, REPRODUCE, UPLOAD, DOWNLOAD, DISPLAY, POST, DISTRIBUTE, OR TRANSMIT THE MATERIALS IN ANY WAY. NOTHING ON THIS WEBSITE CONFERS ANY LICENSE, EXPRESS OR IMPLIED, OF COMPANY’S INTELLECTUAL PROPERTY RIGHTS. ANY RIGHTS NOT EXPRESSLY GRANTED TO YOU BY THESE TERMS ARE RESERVED BY US.

NO RESALE. PURCHASER AGREES NOT RESALE BRANDU ACADEMYCOURSE IN WHOLE OR IN PART.

ENFORCEMENT OF RULES AND POLICIES

WE MAY INVESTIGATE ANY REPORTED VIOLATION OF OUR POLICIES OR COMPLAINTS AND TAKE ANY APPROPRIATE ACTION THAT WE DEEM APPROPRIATE. WHILE WE ARE NOT OBLIGATED TO TAKE ANY ACTION, SUCH ACTION MAY INCLUDE, BUT IS NOT LIMITED TO, ISSUING WARNINGS OR SUSPENSION OR TERMINATION OF YOUR RIGHTS TO USE OUR WEBSITE. YOU AGREE THAT COMPANY SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY TERMINATION OF YOUR ACCESS TO THE WEBSITE, AND YOU AGREE NOT TO ATTEMPT TO USE THE WEBSITE AFTER SAID TERMINATION. WE ALSO RESERVE THE RIGHT TO REPORT ANY ACTIVITY THAT WE SUSPECT VIOLATES ANY LAW OR REGULATION TO APPROPRIATE LAW ENFORCEMENT OFFICIALS OR OTHER THIRD PARTIES.

IN ORDER TO PROTECT OUR RIGHTS, PROPERTY, PERSONAL SAFETY, AND THOSE RIGHTS, PROPERTY AND THE PERSONAL SAFETY OF OUR USERS AND VIEWERS, AND TO ENSURE THE INTEGRITY AND OPERATION OF OUR BUSINESS AND SYSTEMS, WE MAY CHOOSE TO COOPERATE WITH ANY LAW ENFORCEMENT REQUEST FOR INFORMATION OR DOCUMENTS, ANY ADMINISTRATIVE, CIVIL OR CRIMINAL SUBPOENA, OR ANY COURT ORDER, AND WE MAY DISCLOSE YOUR INFORMATION (INCLUDING, WITHOUT LIMITATION, USER PROFILE INFORMATION (I.E. NAME, E-MAIL ADDRESS, ETC.), IP ADDRESSING TRAFFIC INFORMATION, AND USAGE HISTORY REGARDING A USER IN CONNECTION WITH SUCH CIRCUMSTANCES.

YOU ARE SOLELY RESPONSIBLE FOR THE CONTENT THAT YOU SUBMIT ON OR THROUGH THE WEBSITE, AND ANY CONTENT OR INFORMATION THAT YOU TRANSMIT TO OTHER USERS OR THIRD PARTY ADVERTISERS ON THE WEBSITE.

PLEASE READ THIS CAREFULLY. IT AFFECTS YOUR RIGHTS.

SUMMARY:

MOST OR YOUR CONCERNS CAN BE RESOLVED QUICKLY TO YOUR SATISFACTION BY CONTACTING OUR CUSTOMER SERVICE CENTER VIA [email protected] OR BY LOGGING INTO YOUR ACCOUNT AND SELECTING THE BLUE “NEED HELP” BUTTON AT THE BOTTOM RIGHT HAND CORNER, SELECT “ASK”

. IN THE UNLIKELY EVENT THAT CUSTOMER SERVICE CANNOT RESOLVE YOUR COMPLAINT TO YOUR SATISFACTION, OR IF WE HAVE NOT BEEN ABLE TO RESOLVE A DISPUTE WITH YOU AFTER TRYING TO DO SO INFORMALLY, WE EACH AGREE TO RESOLVE THOSE DISPUTES THROUGH BINDING ARBITRATION RATHER THAN IN COURT. ARBITRATION IS LESS FORMAL THAN A LAWSUIT. ARBITRATION USES A NEUTRAL ARBITRATOR INSTEAD OF A JUDGE OR JURY, ALLOWS LESS DISCOVERY THAN COURTS, AND IS SUBJECT TO VERY LIMITED COURT REVIEW. THE AMERICAN ARBITRATION ASSOCIATION (AAA) WILL SERVE AS THE ARBITRATION PROVIDER. WE AGREE THAT ANY ARBITRATION UNDER THESE TERMS WILL TAKE PLACE ON AN INDIVIDUAL BASIS. REPRESENTATIVE, GROUP, COLLECTIVE OR CLASS ACTIONS OR ARBITRATIONS ARE NOT PERMITTED. AS EXPLAINED BELOW, IF YOU PREVAIL IN ARBITRATION, COMPANY MAY PAY YOU MORE THAN THE AMOUNT OF THE ARBITRATOR'S AWARD AND WILL PAY YOUR ACTUAL, REASONABLE ATTORNEY'S FEES IF YOU ARE AWARDED AN AMOUNT GREATER THAN WHAT COMPANY OFFERED YOU TO SETTLE THE DISPUTE BEFORE ARBITRATION.

YOU MAY SPEAK WITH YOUR OWN LAWYER BEFORE USING THIS WEBSITE OR PURCHASING ANY PRODUCT OR SERVICE, BUT YOUR USE OF THIS WEBSITE AND THE PURCHASE OF ANY PRODUCT OR SERVICE CONSTITUTES YOUR AGREEMENT TO THESE TERMS.

DIGITAL MILLENNIUM COPYRIGHT ACT

IF YOU ARE A COPYRIGHT OWNER OR AN AGENT AND BELIEVE THAT ANY MATERIAL OR CONTENT ON THIS WEBSITE INFRINGES YOUR COPYRIGHT, YOU MAY SUBMIT A NOTIFICATION UNDER THE DIGITAL MILLENNIUM COPYRIGHT ACT ("DMCA") BY PROVIDING THE FOLLOWING INFORMATION IN WRITING (SEE 17 U.S.C 512(C)(3) FOR FURTHER DETAIL):

A. A PHYSICAL OR ELECTRONIC SIGNATURE OF A PERSON AUTHORIZED TO ACT ON BEHALF OF THE OWNER OF AN EXCLUSIVE RIGHT THAT IS ALLEGEDLY INFRINGED;

B. IDENTIFICATION OF THE COPYRIGHTED WORK CLAIMED TO HAVE BEEN INFRINGED, OR, IF MULTIPLE COPYRIGHTED WORKS AT A SINGLE ONLINE SITE ARE COVERED BY A SINGLE NOTIFICATION, A REPRESENTATIVE LIST OF SUCH WORKS AT THAT SITE;

C. IDENTIFICATION OF THE MATERIAL THAT IS CLAIMED TO BE INFRINGING OR TO BE THE SUBJECT OF INFRINGING ACTIVITY AND THAT IS TO BE REMOVED OR ACCESS TO WHICH IS TO BE DISABLED AND INFORMATION REASONABLY SUFFICIENT TO PERMIT THE SERVICE PROVIDER TO LOCATE THE MATERIAL

D. INFORMATION REASONABLY SUFFICIENT TO PERMIT THE SERVICE PROVIDER TO CONTACT YOU, SUCH AS AN ADDRESS, TELEPHONE NUMBER, AND, IF AVAILABLE, AN ELECTRONIC MAIL;

E. A STATEMENT THAT YOU HAVE A GOOD FAITH BELIEF THAT USE OF THE MATERIAL IN THE MANNER COMPLAINED OF IS NOT AUTHORIZED BY THE COPYRIGHT OWNER, ITS AGENT, OR THE LAW; AND

F. A STATEMENT THAT THE INFORMATION IN THE NOTIFICATION IS ACCURATE, AND UNDER PENALTY OF PERJURY, THAT YOU ARE AUTHORIZED TO ACT ON BEHALF OF THE OWNER OF AN EXCLUSIVE RIGHT THAT IS ALLEGEDLY INFRINGED.

OUR DESIGNATED AGENT TO RECEIVE NOTIFICATIONS OF CLAIMED INFRINGEMENT IS: [email protected] VISUAL ARS MARKETING CORP.INC, ATTN: DMCA NOTICE. ONLY DMCA NOTICES SHOULD GO TO THE AGENT; ANY OTHER COMMUNICATIONS SHOULD BE DIRECTED TO OUR CUSTOMER SERVICE DEPARTMENT VIA OUR [email protected]

IN ORDER TO CONTACT COMPANY REGARDING A COMPLAINT ABOUT THE WEBSITE OR MATERIALS, PLEASE CONTACT US.

SEVERABILITY OF AGREEMENT

IF ANY PROVISION OF THE AGREEMENT IS FOUND BY A COURT OR OTHER BINDING AUTHORITY TO BE INVALID, YOU AGREE THAT EVERY ATTEMPT SHALL BE MADE TO GIVE EFFECT TO THE PARTIES' INTENTIONS AS REFLECTED IN THAT PROVISION, AND THE REMAINING PROVISIONS CONTAINED IN THIS AGREEMENT SHALL CONTINUE IN FULL FORCE AND EFFECT.

ELECTRONIC SIGNATURES AND AGREEMENTS

YOU ACKNOWLEDGE AND AGREE THAT BY CLICKING ON THE BUTTON LABELED "YES! JOIN THE PROGRAM”, SUBMIT", "DOWNLOAD", "I ACCEPT" OR SUCH SIMILAR LINKS AS MAY BE DESIGNATED BY THE COMPANY TO ACCEPT THE TERMS AND CONDITIONS OF THESE TERMS, YOU ARE SUBMITTING A LEGALLY BINDING ELECTRONIC SIGNATURE AND ARE ENTERING INTO A LEGALLY BINDING CONTRACT. YOU ACKNOWLEDGE THAT YOUR ELECTRONIC SUBMISSIONS CONSTITUTE YOUR AGREEMENT AND INTENT TO BE BOUND BY THIS AGREEMENT. PURSUANT TO ANY APPLICABLE STATUTES, REGULATIONS, RULES, ORDINANCES OR OTHER LAWS, INCLUDING WITHOUT LIMITATION THE UNITED STATES ELECTRONIC SIGNATURES IN GLOBAL AND NATIONAL

TECHNICAL SUPPORT

IF YOU ENCOUNTER A TECHNICAL PROBLEM PRINTING OR ACCESSING YOUR COMPLETED APPLICATION, OR SOME OTHER PROBLEM, OUR CUSTOMER SERVICE REPRESENTATIVES MAY BE ABLE TO HELP. PLEASE CONTACT [email protected]

MISCELLANEOUS

THESE TERMS CONSTITUTE THE ENTIRE AGREEMENT BETWEEN YOU AND COMPANY. THEY GOVERN YOUR USE OF THE WEBSITE AND MATERIALS AND SUPERSEDE ANY PRIOR AGREEMENTS BETWEEN YOU AND US. COMPANY’S FAILURE TO EXERCISE OR ENFORCE ANY RIGHT OR PROVISION OF THE TERMS SHALL NOT CONSTITUTE A WAIVER OF SUCH RIGHT OR PROVISION. THE TERMS DO NOT LIMIT ANY RIGHTS THAT COMPANY MAY HAVE UNDER TRADE SECRET, COPYRIGHT, PATENT OR OTHER LAWS. COMPANY’S EMPLOYEES ARE NOT AUTHORIZED TO MODIFY THE TERMS, OR TO MAKE ANY ADDITIONAL REPRESENTATIONS, COMMITMENTS, OR WARRANTIES BINDING ON COMPANY, EXCEPT IN WRITING SIGNED BY AN AUTHORIZED COMPANY OFFICER. IF ANY PROVISION OF THESE TERMS IS FOUND TO BE INVALID, YOU AGREE THAT THE OTHER PROVISIONS OF THE TERMS REMAIN IN FULL FORCE AND EFFECT.

YOU WARRANT, REPRESENT AND AGREE THAT, BY USING THE WEBSITE AND/OR THE PRODUCTS OR SERVICES, YOU (I) HAVE CAREFULLY READ AND CONSIDERED THESE TERMS AND FULLY UNDERSTAND ITS CONTENTS, (II) ARE CONSENTING TO THESE TERMS OF YOUR OWN FREE WILL, BASED UPON YOUR OWN JUDGMENT AND WITHOUT ANY COERCION OR FEAR OF RETALIATION, AND (III) YOU HAVE HAD A CHANCE TO CONSULT INDEPENDENT LEGAL COUNSEL WITH RESPECT TO THESE TERMS.

IN THE EVENT THAT YOU BREACH THESE TERMS, COMPANY WILL, IN ADDITION TO ALL OTHER AVAILABLE REMEDIES, BE ENTITLED TO THE EQUITABLE REMEDIES OF A TEMPORARY RESTRAINING ORDER, PRELIMINARY AND/OR PERMANENT INJUNCTION.

NOTICE FOR CALIFORNIA USERS

UNDER CALIFORNIA CIVIL CODE SECTION 1789.3, CALIFORNIA USERS OF THE WEBSITE ARE ENTITLED TO THE FOLLOWING SPECIFIC CONSUMER RIGHTS NOTICE: THE COMPLAINT ASSISTANCE UNIT OF THE DIVISION OF CONSUMER SERVICES OF THE CALIFORNIA DEPARTMENT OF CONSUMER AFFAIRS MAY BE CONTACTED IN WRITING AT 1625 NORTH MARKET BLVD., SACRAMENTO, CA 95834, OR BY TELEPHONE AT (916) 445-1254 OR (800) 952-5210.

EUROPEAN USERS:

IF YOU ARE A RESIDENT OF THE EUROPEAN ECONOMIC AREA, YOU HAVE THE FOLLOWING DATA PROTECTION RIGHTS UNDER THE EUROPEAN UNION’S GENERAL DATA PROTECTION REGULATION, EFFECTIVE MAY 25, 2018:

IF YOU WISH TO ACCESS, CORRECT, UPDATE OR REQUEST DELETION OF YOUR PERSONAL INFORMATION, YOU CAN DO SO AT ANY TIME BY CONTACTING US AT [email protected] . YOU WILL NOT HAVE TO PAY A FEE TO ACCESS YOUR PERSONAL DATA (OR TO EXERCISE ANY OF THE OTHER RIGHTS). HOWEVER, WE MAY CHARGE A REASONABLE FEE IF YOUR REQUEST IS CLEARLY UNFOUNDED, REPETITIVE OR EXCESSIVE, OR WE MAY REFUSE TO COMPLY WITH YOUR REQUEST IN THESE CIRCUMSTANCES.

IN ADDITION, YOU CAN OBJECT TO PROCESSING OF YOUR PERSONAL INFORMATION, ASK US TO RESTRICT PROCESSING OF YOUR PERSONAL INFORMATION OR REQUEST PORTABILITY OF YOUR PERSONAL INFORMATION TO ANOTHER SERVICE PROVIDER. AGAIN, YOU CAN EXERCISE THESE RIGHTS BY CONTACTING US AT [email protected]

YOU HAVE THE RIGHT TO OPT-OUT OF MARKETING COMMUNICATIONS WE SEND YOU AT ANY TIME. YOU CAN EXERCISE THIS RIGHT BY CLICKING ON THE "UNSUBSCRIBE" OR "OPT-OUT" LINK IN THE MARKETING EMAILS WE SEND YOU. IF YOU ARE AN UNREGISTERED USER, OR TO OPT-OUT OF OTHER FORMS OF MARKETING (SUCH AS POSTAL MARKETING OR TELEMARKETING), YOU MAY CONTACT US AT [email protected]

SIMILARLY, IF WE HAVE COLLECTED AND PROCESSED YOUR PERSONAL INFORMATION WITH YOUR CONSENT, THEN YOU CAN WITHDRAW YOUR CONSENT AT ANY TIME. WITHDRAWING YOUR CONSENT WILL NOT AFFECT THE LAWFULNESS OF ANY PROCESSING WE CONDUCTED PRIOR TO YOUR WITHDRAWAL, NOR WILL IT AFFECT PROCESSING OF YOUR PERSONAL INFORMATION CONDUCTED IN RELIANCE ON LAWFUL PROCESSING GROUNDS OTHER THAN CONSENT. HOWEVER, IF YOU REVOKE YOUR CONSENT, YOU WILL NOT BE ABLE TO USE ANY SERVICE OR FEATURE THAT REQUIRES COLLECTION OR USE OF THE INFORMATION WE COLLECTED OR USED ON THE BASIS OF CONSENT.

YOU HAVE THE RIGHT TO COMPLAIN TO A DATA PROTECTION AUTHORITY ABOUT OUR COLLECTION AND USE OF YOUR PERSONAL INFORMATION. FOR MORE INFORMATION, PLEASE CONTACT YOUR LOCAL DATA PROTECTION AUTHORITY.

WE RESPOND TO ALL REQUESTS WE RECEIVE FROM INDIVIDUALS WISHING TO EXERCISE THEIR DATA PROTECTION RIGHTS IN ACCORDANCE WITH APPLICABLE DATA PROTECTION LAWS. NOTWITHSTANDING THE FOREGOING, WE RESERVE THE RIGHT TO KEEP ANY INFORMATION IN OUR ARCHIVES THAT WE DEEM NECESSARY TO COMPLY WITH OUR LEGAL OBLIGATIONS, RESOLVE DISPUTES AND ENFORCE OUR AGREEMENTS.

WE TRY TO RESPOND TO ALL LEGITIMATE REQUESTS AS PROMPTLY AS POSSIBLE AND WAIT TIME FOR RESPONSE MAY VARY. OCCASIONALLY IT MAY TAKE US LONGER, IF YOUR REQUEST IS PARTICULARLY COMPLEX OR YOU HAVE MADE A NUMBER OF REQUESTS. IN THIS CASE, WE WILL NOTIFY YOU.

GOVERNING LAW

THE TERMS AND THE RELATIONSHIP BETWEEN YOU AND COMPANY SHALL BE GOVERNED BY THE LAWS OF THE STATE OF MARYLAND WITHOUT REGARD TO ANY CONFLICTS OF LAWS PRINCIPLES.